FHA Streamline Refinance

FHA Loans are mortgages backed by the Federal Housing Administration.  They are designed to help more people reach their goal...

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It's Time For a Cash Out Refinance

Credit card debt is evil.  It's designed to keep you paying through the nose for the rest of your life...

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Renting Is Throwing Money Away

Renting your home is a waste of money.  It’s taking your income and throwing it directly into the pockets of...

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How To Win With a Backup Offer on Your Home

When a home sale is “Pending” that means that there has been an accepted offer on the home.  So that’s...

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What To Do If Your Offer is Countered

When you make an offer on a home, it’s important to realize that it’s business.  Homeowners, especially in a market...

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Cardinals Wives and Make a Wish Missouri

Last weekend, my wife Emily and I, along with The Home Loan Expert's Bob and Ashley Boedges, were lucky enough...

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No Out of Pocket Costs On Your Mortgage

Sometimes it feels like you pay out-of-pocket for everything.  There's always an associated cost, often up-front, that comes with any...

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Are You Pre-Approved For Your Mortgage?

Buying a home in this market means that speed is of the essence.  Any buyer needs to be ready to...

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Is It Time to Refinance Your Mortgage?

Refinancing your mortgage is a matter of good timing.  You want to hit that sweet spot between low rates and...

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Buy The House You Want

You have a unique opportunity right now.  Home values are rising quickly and inventory is scarce, but interest rates are...

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Build Your Man Cave with a Cash Out Refinance

Everyone loves their little hideaways in their home.  If it’s a man cave, she shed, or a study/office, having a...

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Don't Get Stuck in an ARM When Rates Rise

Mortgage rates are low, home values are high - if you have an ARM or an Adjustable Rate Loan, it's time...

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Even If You're Self-Employed, You Can Still Buy a Home

Being self-employed has a lot of advantages.  You can choose your own hours, wear what you want, decorate how you...

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How To Buy a House Together If You Aren’t Married

Couples are waiting longer to get married these days, but that doesn’t mean that they don’t want to buy a...

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Sergeant Tom Lake and THLE

Sergeant Tom Lake of the St. Louis Police Department was sitting in his vehicle at the corner of Hampton and...

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