A Florida Mortgage Company

From ultra-trendy South Beach to the Everglades National Park, Florida is an amazing state to call home. Florida isn’t the most expensive state to live in, but it isn’t the cheapest either. Florida usually hovers around the middle in terms of affordability. The mortgages being offered in Florida are some of the most competitive in the nation, but if you are a veteran, first responder, or teacher, you may qualify for even lower rates.

Buying a Home in Florida

The real estate prices in Florida continue to rise due to supply and demand. Estimates show that housing prices in Florida have risen 23.9% from 2020. Even though the cost of homeownership in Florida is on the rise, you can still purchase a home in Florida for considerably less than the national average.

According to Zillow, the median price for a home in Florida is $328,576, a little more expensive than other Gulf-bordering states, such as Alabama. Even though that is up 23.9% from the previous year, it is still much cheaper than many other places in the country. The median price for a home in Oregon is $479,135. The median home price in Utah is almost $505,789. The point being is that 23.9% up from a price that was already very inexpensive shouldn’t put much of a hindrance in your way to owning a home in Florida. 

Refinancing in Florida

There are countless benefits to refinancing your home loan. Ridding yourself of PMI, lowering interest rates, consolidating debt, and funding home renovations are just some of the many reasons people choose to refinance their mortgages. 

Mortgage Calculator: Florida

Mortgage calculators can help determine your mortgage payment and break down that payment into individual expenses such as taxes, insurance, and HOA fees. Calculate your monthly mortgage payment for a home in Florida by inputting your loan term, home price, and down payment into the corresponding box on the mortgage calculator.

In addition to the mortgage calculator, we offer a loan comparison calculator, rent vs. buy calculator, and refinance calculator among others. Our goal is to provide clients with a full suite of tools so that they may make the most informed decision possible about their home loans. 

Best Mortgages in Florida

ARM (adjustable rate mortgages), government-insured mortgages (FHA, VA, and USDA-backed mortgages), fixed-rate mortgages, and conventional mortgages are all available to Florida residents through The Home Loan Expert. If you aren’t sure which of these or other available loans is best for you, then check out a full list of home loan options available to those in Florida.

The Home Loan Expert

The Home Loan Expert offers Florida residents the most competitive mortgage rates in the state. We serve the people of Florida in Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, Saint Augustine, Naples, Sarasota, and many other cities.

The Home Loan Expert has decades of experience in the mortgage industry. We have expanded to 18 states. We look forward to helping you finance your dream home in Florida.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.