How Can We Help You?

Illinois has always been a second home for TheHomeloanExpert.com. We originally started the company out of St. Louis and soon after, we started advertising on 101 ESPN Radio. A big chunk of those listeners are on the Illinois side of the river. We knew we needed to get into Illinois right away. We were welcomed with open arms from all the great cities in Illinois from Belleville and Edwardsville to Centralia and Springfield. It didn’t take long for the buzz we created on the Missouri side of the river to reach the Illinois side. We learned a few things. You better know be able to talk Illini basketball and keep your side of the Cubs/Cardinals rivalry to yourself. We also learned, just as we did in our other markets, that people talk. If you treat your borrowers the right way and give them an experience that is truly unique, they tell their friends and family. That referral is worth more than any radio or TV spot we can produce. As we started to dominate the Metro area, we decided to expand to the rest of the great state of Illinois. We moved to Chicago five years ago and haven’t looked back. We now have two offices. One in Lincoln Park and one in Schaumburg.

Illinois has been great to us. We try hard to give back to the state that helped us grow so much as a company. We have partnered with several charities around the state and we look to grow into Illinois biggest lender.

If you are looking to purchase or refinance a home in Illinois, there is only one lender to call, The Home Loan Expert.

  • We come to your home or office to go over your options
  • We are here 7 days every week starting at 7 a.m. and taking calls at 10 p.m
  • The Hero Loan, a VA loan program, was designed over 2 years to provide our service members and veterans the loan that they deserve
  • Nobody has better customer service
  • Nobody gives back more than we do, donating or raising over $100,000 just last year in our cities
  • As a direct-endorsed FHA lender, we get FHA loans approved in-house, saving you time
  • Approvals the day you call in
  • Close your loan in 30 days

If Illinois residents want a refinance or to purchase a new home, you will get the best deal and the highest quality service on FHAHARP, VA, USDA, Jumbo, and Conventional loans.

We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment to shorten the term of your loan, or to get rid of PMI. When interest rates are incredibly low, you can do all three at the same time!

So if you are even thinking about buying a home or refinancing your current one, call The Home Loan Expert office today. We service homeowners in Chicago, Aurora, Joliet, Rockford, Naperville Springfield, Peoria, Elgin, Waukegan, Champaign, Cicero, Bloomington, Arlington Heights, Evanston, Bolingbrook, Decatur, Skokie, Orland Park, and anywhere in Illinois that someone wants to refinance or to purchase a new home.

Our two Illinois offices are located at:
1913 W. Diversey Ave.
Chicago IL 60614
10 North Martingale Road, Suite 400,
Schaumburg, IL 60173

Or you can call (773) 770-4727 from 7 a.m. to 10 p.m. or apply 24 hours a day at www.thehomeloanexpert.com.



Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.


Best Loan Conditions for Ideal Situations
Pay Off High Interest Debt
Flexible Loan Qualification Guidelines With Attractive Rates
Refinance Without An Appraisal
Work With A Trusted Lender On High-Dollar Loans
Zero Down Payment Specialty Loan For Veterans and active Military
Loans For Self-Employed and Business Owners
More Info
Find The Best Loan For You

Speak with an expert:
(800) 991-6494
Speak with an expert:

Don’t feel like driving?
That’s fine! We’ll come to you!