If you’re a self-employed borrower, we know that you have had problems buying a home in the past. Proving how much you make when you have to write off a large portion of your income just to pay taxes is a difficult dilemma. You’ve gone out and made a business and a name for yourself, and make a living on your own terms. Shouldn’t you be able to buy a home that reflects that, and not just what you make after write-offs? Well, the mortgage for self-employed borrowers is here: The Bank Statement Mortgage from The Home Loan Expert.
We no longer need to take your tax returns, W2’s, 1099’s, or other documents. We can approve you on just your bank statements showing your deposits. Your deposits are your income with The Bank Statement Mortgage, our newest loan innovation.
Now you can write off everything you can on your taxes and still have a way to prove that you make enough to afford the home that you want. The Bank Statement Mortgage is a mortgage loan that puts you in the best possible position to buy or refinance your home. If you have been denied or turned down in the past, or have been forced to settle for a smaller home than you want, this is the perfect way to buy your home and make it right.
Your success is no longer an impediment to home ownership.
The Bank Statement Mortgage offers:
- No Tax Returns or Tax Transcripts required ever
- Income is calculated using average deposits in your bank account
- 12 or 24 months Personal Bank Statements
- 24 Months Business Bank Statements
- Purchase a new home with as little as 10% Down
- Rate and Term Refinance up to 90% of your home’s value
- Cash out Refinance up to 85% of your home’s value
- Loan amounts from $100,000 up to $2.5 Million
- Debt to Income Ratios up to 55%
- Adjustable and Fixed Rate Options Available
- Interest Only Options Available
- Must be Self Employed for 2+ years
Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656. You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?