As we close in on Halloween and the start of the holiday season, things are tight for a lot of Americans. With the prospect of not being able to provide presents for your kids this year, wouldn’t two months off from making mortgage payments really help right now?
Well, a mortgage refinance with us gives you that opportunity.
Imagine taking the next two months off from making that mortgage payment. Putting all of that money into holiday funds, and being able to afford to get the kids that new Xbox or PlayStation this year?
Skipping mortgage payments is not the only reason to refinance, even though it’s a great one.
Mortgage interest rates are at all-time lows, and your home’s value is rising quickly due to increased demand and low inventory on homes.
There are a couple of options for getting a refinance done.
A cash-out refinance replaces your current loan with one for a higher amount than you currently owe, depending on the equity you have put into your home and how much it has risen in value since the purchase, and then you get a check for the difference at the end of the transaction.
A rate and term refinance takes your current loan and replaces it with one that is shorter, longer, or has a better interest rate than your original loan, letting you make smaller mortgage payments
A cash-out refinance can put money in your pocket, while a rate and term refinance can save you money every month on your mortgage payments, as well as over the life of your loan with these incredible low rates.
You can put cash back in your pocket every month on your mortgage payments, not just the next two.
With holiday bills ranging from gifts to food to (hopefully) travel to see friends and family this year, don’t put it all on the credit cards. Refinance today, save some cash, and pay for it yourself.
However, you need to make sure that you get your application in as quickly as possible so you can close before the holidays. While we can get you closed in 30 days, you want to take advantage of current market conditions to make sure that you get the best deal possible, and to skip those two months of mortgage payments.
Call The Home Loan Expert Team at 800-991-6494. You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?
The Home Loan Expert
