On Valentine’s Day, we get to think about love a lot. We love our spouses, our kids, our pets, and our families. That gets me thinking about loving other things in your life. For example, do you love your mortgage?
If not, it’s a great time to look at a refinance, because rates are near all-time lows, and home values are rising at the fastest pace in over a decade.
There has rarely been a better time to refinance your mortgage, and you can save hundreds of dollars a month by refinancing to these lower rates.
There are multiple kinds of refinances. A Cash-Out Refinance is a great option that lets borrowers use the equity that they have built up in their home to pay off credit card debt, make home improvements or put money in your bank account.
A Rate and Term Refinance lets borrowers adjust the length of their loan while changing to a lower interest rate. If you want to pay off your loan faster, this is the way to go!
Another reason to refinance now? You can skip two full months of mortgage payments and put that money right in your pocket, or use it to buy an amazing Valentine’s Day gift!
If you don’t love your loan, change it. We are able to close loans in as little as 14 days and have access to multiple loan programs to fit your situation.
Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555. You can always apply online with our 5-Minute Loan Approval at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?