To some it may seem basic, but it is a very common question. Simply put, a Refinance is redoing your loan. In terms of your first mortgage, you are looking to retool your loan for any number of reasons. We pay off your current loan and give you a brand-new loan. Your new loan can be another 30 year loan or you can decide to do a shorter term. People call us every day to look at their current mortgage and see if there is anything we can do to improve their situation. Our first question is, what is your goal?
Everyone with a mortgage loan can benefit from calling us today for a free mortgage analysis. Worst case scenario, you will end up with the peace of mind of knowing that you have a great loan. Whether or not we can close your loan, it will cost you nothing out of pocket. If there is something that can be done to improve your loan, TheHomeLoanExpert.com is the place to do it.
After we discuss your current situation, we will go over your short and long-term goals. From there, we will present you with the best available loan options. If you decide it is a good option for you and your family, we will set up an appointment to go over everything with you line by line. We will meet you at any of our offices spread across the country or we will come right to you. Our customer service has always set us apart from the competition.
No other lender will make this loan process as easy as we will. We process and underwrite all of our refinance loans and we get them closed in a fraction of the time it takes the other guys!
If you have a 30-year mortgage at a higher rate than you want to be
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