With over half of Americans living paycheck-to-paycheck and nearly 70% having less than $1000 inn their checking accounts, it’s a precarious time for many homeowners. What happens if:
- Your refrigerator fails?
- Your car breaks down?
- You have a health emergency not covered by insurance?
- Your kid needs braces or gets hurt?
Any of these can cause a chain of events that can be disastrous if you’re living on the wire.
There is a solution if you’re a homeowner. A refinance to today’s lower rates can help you save money every month, hundreds of dollars on average. That can help you dig your way out of debt and build a base underneath you to get your bank account healthy.
A refinance has other benefits as well. If you are struggling with credit card debt, a Cash Out Refinance can pay them off, and roll that high-interest credit card debt into your low-interest mortgage. You can also skip a couple of months of payments to start to build up your balance and create an emergency fund. A refinance will literally change your life by lowering your payment and putting money in your pocket.
The Home Loan Expert team will also come to you to get your mortgage built, at your home or office, because not everyone has time to come into our office to sit down and talk about your mortgage. With no out-of-pocket costs and free applications, there really isn’t an excuse to keep paying your mortgage off at a higher interest rate – you’re really throwing money away!
If a refinance can help get you back on your feet, call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555.
You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?