A Texas Mortgage Company

Texas is rich in culture, history, and the best B.B.Q. you will ever have and is the live music capital of the U.S. Texas is a beautiful state to call home and is 8% below the national average in affordability. The mortgages being offered in Texas are some of the most competitive in the nation, but if you are a veteran, first responder, or teacher, you may qualify for even lower rates.

Buying a Home in Texas

The real estate prices in Texas continue to rise due to supply and demand. Estimates show that housing prices in Texas have risen 20.5% from 2020. Even though the cost of homeownership in Texas is on the rise, you can still purchase a home in Texas for considerably less than the national average.

According to Zillow, the median price for a home in Texas is $267,523. Even though that is up 20.5% from the previous year, it is still much cheaper than many other places in the country. The median price for a home in Colorado is $522,000. The median home price in Utah is almost $505,789. The point being is that 20.5% up from a price that was already very inexpensive shouldn’t put much of a hindrance in your way to owning a home in Texas. 

Refinancing in Texas

There are countless benefits to refinancing your home loan. Ridding yourself of PMI, lowering interest rates, consolidating debt, and funding home renovations are just some of the many reasons people choose to refinance their mortgages. 

Texas Mortgage Calculator 

Mortgage calculators can help determine your mortgage payment and break down that payment into individual expenses such as taxes, insurance, and HOA fees. Calculate your monthly mortgage payment for a home in Texas by inputting your loan term, home price, and down payment into the corresponding box on the mortgage calculator.

In addition to the mortgage calculator, we offer a loan comparison calculator, rent vs. buy calculator, and refinance calculator among others. Our goal is to provide clients with a full suite of tools so that they may make the most informed decision possible about their home loans. 

Best Mortgages in Texas

ARM (adjustable rate mortgages), government-insured mortgages (FHA, VA, and USDA-backed mortgages), fixed-rate mortgages, and conventional mortgages are all available to Texas residents through The Home Loan Expert. If you aren’t sure which of these or other available loans is best for you, then check out a full list of home loan options available to those in Texas.

The Home Loan Expert

The Home Loan Expert offers Texas residents the most competitive mortgage rates in the state. We serve the people of Texas in Austin, Dallas, Houston, San Antonio, Fort Worth, El Paso, Arlington, Corpus Christi, and many other cities.

The Home Loan Expert has decades of experience in the mortgage industry. We have expanded to 18 states. We look forward to helping you finance your dream home in Texas.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.