The Home Loan Expert is an FHA, directly endorsed, approved lender by the Department of Housing and Urban Development. That’s experience and knowledge not every lender has. We love the flexibility of this loan and 1 in 5 home buyers use a FHA Loan. FHA loans provide very strong options for both purchases and refinances. You can qualify with an extremely low down payment and less than perfect credit.

Here’s what you can expect from this very popular loan.

  • Rates are typically lower than a conventional loan
  • As low as 3.5% for your down payment
  • Cash out up to 85% of your home’s value
  • Debt to income ratios up to 57%
  • Can be used for condos, single family homes and up to 1-4 unit properties
  • Credit score down to 580 can be approved 
  • Underwrite all FHA loans in house
  • A month without mortgage payments
  • Same day pre-approval
  • Rate and term refinance up to 97.75% of your home’s value
  • We can close your loan in as little as 14 days 

When you hear all of these commercials about low interest rates. Chances are, they are talking about a FHA loan. Take advantage of these low rates and call us today. Not all lenders offer the same interest rate or costs on a loan. As an approved lender, let’s talk about how we can help make this loan a reality for you and your family. You can be in your new loan in just a couple of weeks. The process is hassle free and we will take excellent care of you.

Call us today to get started.

SELECT A SPECIALTY LOAN

CONVENTIONAL
Best Loan Conditions for Ideal Situations
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DEBT CONSOLIDATION
Pay Off High Interest Debt
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FHA
Flexible Loan Qualification Guidelines With Attractive Rates
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HARP
Refinance Without An Appraisal
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JUMBO LOAN
Work With A Trusted Lender On High-Dollar Loans
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VA HERO.LOAN
Zero Down Payment Specialty Loan For Veterans and active Military
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BANK STATEMENT MORTGAGE
Loans For Self-Employed and Business Owners
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More Info
Find The Best Loan For You
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WHY CHOOSE

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

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Call Us! (800) 991-6494.