A HARP (Home Affordable Refinance Program) offers homeowners the opportunity to refinance even if their home has lost value (underwater) or had experienced recent credit events. One of the biggest advantages of this loan program is that you typically do not need an appraisal. Your home value may not even matter. What can you expect with a HARP?
- No appraisal in most cases
- Refinance only
- Bankruptcy and foreclosure forgiveness
- Competitive rates
- Options with NO PMI
- Reduced paperwork
- Relaxed underwriting guidelines for credit and income
- Faster turn times
- In House underwriting
- A month without mortgage payments
- Program available until December 31, 2018
The HARP loan is a great loan product. Call us today to see if you qualify. These loans are closed quickly with no headaches or hassles. Even if you are underwater on your mortgage, you may be eligible to refinance and enjoy a lower rate and payment. This fantastic loan program is set to end December 31st, 2018, so you need to call us now. This is an opportunity that you do not want to miss.
Call us today to see if you are eligible for a HARP loan.
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
SELECT A SPECIALTY LOAN
Don’t feel like driving?
That’s fine! We’ll come to you!
With the holidays right around the corner, and Black Friday staring us in the face, it’s a great time to…
With the massive run on mortgage refinances happening right now, many banks and mortgage companies are feeling the crunch. Since…
Home values have risen sharply and tappable equity in your home is right now at an all-time high, according to…
The latest data from Freddie Mac showed the average 30-year fixed rate dropping to 3.76 percent, with an average of…