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Debt COnsolidation

You hear us say that right now is the best time for a cash out refinance. Why? Right now, interest rates are still very low and home values continue to rise. That means you likely have equity in your house that you can put to work. A Cash Out Refinance is just like a regular refinance except you receive the cash back you are looking for at closing. Use this cash to pay off those high interest credit cards, HELOCS, student loans, personal loans or any other debt. You can also use the money for home improvements, a new car, your daughter’s wedding or a dream vacation. These loans offer a variety of adjustable and fixed-rates along with any term you like from 5-30 years. What are the benefits?

  • Cash out to pay off your high interest debt
  • Cash back for home improvements
  • Consolidate risky second mortgages or lines of credit
  • Potentially saves hundreds or even thousands of dollars per month
  • Competitive rates
  • Fast turn times
  • A month without mortgage payments
  • Same day pre-approval In house underwriting

These loans allow you to use the equity in your home as we structure your new loan. It’s debt consolidation made easy. We’ll help to lower your debt, decrease your monthly payment, and lighten the amount of stress in your life. We can close your cash out refinance in as little as 14 days and get you the cash you are looking for. No one will take care of you like our staff. We will make the process easy from start to finish.

Get started on your cash out loan by calling us today!

Why Choose

customer service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE THE EXPERTS

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan

Conventional Mortgage

Conventional

Best Home Mortgage Options For Ideal Borrower Situations

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Home Loan Refinance

Refinance

Pay Off High Interest Debt and Cash-out Equity In Your Home

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FHA Home Loan

FHA

Flexible Home Mortgage Guidelines With Attractive Rates

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BANK STATEMENT MORTGAGE

BANK STATEMENT MORTGAGE

Home Mortgage For Business Owners & Self-Employed

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VA Home Hero.Loan

Hero.Loan

No Down Payment VA Home Loan For Military Veterans & Active Duty

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USDA Home Loan

USDA.LOAN

No Down Payment For Underdeveloped Rural Areas

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First Responders Program

First Responders

FREE Appraisal, FREE Loan Check-Up, And Give Back To A First Responder Charity

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CASH OUT REFINANCE

CASH OUT

Get Cash To Make Home Improvements, Pay Off Credit Cards or Consolidate Other Debts

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Teacher Appreciation Program

Teacher Appreciation Program

Educators Receive A $500 Target Gift Card On A Purchase Or Refinance

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Designed to serve America's Heroes

Close VA Loans In 14 Days









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FOR MORE INFO CONTACT INFO@THEHOMELOANEXPERT.COM

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