Conventional Loans offer both fixed and adjustable rates up to a $453,100 loan amount in most markets and can be even higher in higher cost areas. Conventional loans have very competitive rates and offer terms from five to thirty years.
- Can be used for purchases, rate and term refinances and cash out refinances
- Cash out up to 80% of your home’s value
- Debt to income ratios up to 50%
- Can be used for primary, secondary or investment properties
- Can be used for condos, single family homes and up to 1-4 unit properties
- Conventional loans offer options with NO PMI even without a large down payment
- Credit score down to 620 can be approved
- Same day pre-approval
- A month without mortgage payments
- First time home buyer programs with as little as 3% down payments
- Options both with and without escrows or impounds
We move extremely fast on these types of loans, something you won’t always find with big bank lenders or smaller credit unions. We process, underwrite, close and fund our loans in house. The Home Loan Expert works harder than anyone to secure you a Conventional Loan with the lowest rate and terms that fit your budget. We can close your Conventional loan in as little as 14 days with the best costumer service in the business. No one will take care of you like our staff. We truly make the process easy.
Call us today to see how much we can save you on your new Conventional Loan.
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
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