With the holidays right around the corner, and Black Friday staring us in the face, it’s a great time to skip two months of mortgage payments, isn’t it? Sound crazy? Well, with a cash-out refinance with us, you can skip two full months of payments on your mortgage after closing.
However, that’s only one reason to refinance your home right now.
Mortgage interest rates are still sitting near their all-time lows, and your home has never been more valuable. It’s the perfect time to take some cash out of your home and pay off credit cards.
With the holidays fast approaching, so many bills are coming with them. Everything from presents for the kids to travel costs and food is going to cost you during the season, and too often, these expenses get put on the credit cards. That doesn’t need to be the case this year.
A cash-out refinance can help with a lot of issues. You can use the money to finance Christmas bills this year, or add on to your home for more guests, or pay off your credit cards before the holidays. It’s your equity, you have access to it.
The last estimate showed that there were $6.3 trillion dollars in available tappable equity in homes. With average 30-year rates in the 3’s, there’s a lot of people out there that can take money out of their homes and not see their payments rise.
Make sure that you get your cash-out refinance application in as soon as possible so that you can take advantage of these great low rates and high home values. Using our 5 Minute Loan Approval app is the fastest way to get your loan application submitted and completed.
If you are ready for a cash-out refinance, call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555. You can always apply online with our 5-Minute Loan Approval at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?