If you are looking to buy a new home, NOW is the time. You can still get a mortgage rate in the 3’s and the housing market is red hot. If you want to buy a house this Spring or Summer, you need to make a move right now. You need to get pre-approved with a strong mortgage lender and make sure that when you walk into an open house or talk to a realtor, they know that you are serious. Be a serious buyer this year with a mortgage pre-approval.
Your first call should always be to your mortgage company. This is the only way to truly know how much house you can afford. Mortgage calculators can give you an idea, but they won’t tell you exactly what you will be able to borrow. If you spend five minutes on the phone with us, we’ll get you an answer on your pre-approval that day. That way, you won’t miss out on a home waiting for loan approval.
If you’re stuck saving for your down payment right now, remember, there are tons of programs that help you buy that new home. We can also help you apply for FHA loans with as little as 3.5% down, and lower PMI rate. There are a lot of ways that The Home Loan Expert can help get you into your new home.
Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656. You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?