An Arizona Mortgage Company

People from all over the world flock to Arizona to take in its breathtaking landscape. Arizona is always listed in the top ten most affordable places to live in the United States. The mortgages being offered in Arizona are some of the most competitive in the nation, but if you are a veteran, first responder, or teacher, you may qualify for even lower rates.

Buying a Home in Arizona

The real estate prices in Arizona continue to rise due to supply and demand. Estimates show that housing prices have risen 15.8% from 2020. Even though the cost of homeownership in Arizona is on the rise, you can still purchase a home in Arizona for considerably less than the national average.

According to Zillow, the median price for a home in Arizona is $180,992. Even though that is up 15.8% from the previous year, it is still much cheaper than many other places in the country — Colorado, for instance. The median price for a home in Oregon is $479,135. The median home price in Utah is almost $505,789. The point being is that 15.8% up from a price that was already very inexpensive shouldn’t put much of a hindrance in your way to owning a home in Arizona. 

Refinancing in Arizona

There are countless benefits to refinancing your home loan. Ridding yourself of PMI, lowering interest rates, consolidating debt, and funding home renovations are just some of the many reasons people choose to refinance their mortgages. 

Mortgage Calculator: Arizona

Mortgage calculators can help determine your mortgage payment and break down that payment into individual expenses such as taxes, insurance, and HOA fees. Calculate your monthly mortgage payment for a home in Arizona by inputting your loan term, home price, and down payment into the corresponding box on the mortgage calculator.

In addition to the mortgage calculator, we offer a loan comparison calculator, rent vs. buy calculator, and refinance calculator among others. Our goal is to provide clients with a full suite of tools so that they may make the most informed decision possible about their home loans. 

Best Mortgages in Arizona

ARM (adjustable rate mortgages), government-insured mortgages (FHA, VA, and USDA-backed mortgages), fixed-rate mortgages, and conventional mortgages are all available to Arizona residents through The Home Loan Expert. If you aren’t sure which of these or other available loans is best for you, then check out a full list of home loan options available to those in Arizona.

The Home Loan Expert

The Home Loan Expert offers Arizona residents the most competitive mortgage rates in the state. We serve the people of Arizona in Phoenix, Tucson, Scottsdale, Sedona, Flagstaff, Mesa, Tempe, and many other cities.

The Home Loan Expert has decades of experience in the mortgage industry. We have expanded to 18 states. We look forward to helping you finance your dream home in Arizona.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.