A Cash Out Refinance For The New Year

As the new year approaches, thoughts turn to parties and seeing friends, and how the past year treated you.  You really should start looking forward to how the next year will fare, and a great way to get started on it is to refinance your mortgage to a lower rate.  A cash out refinance for the new year is a great way to get it started!

A cash out refinance takes the equity in your home and lets you use it to pay off bills or put cash back in your pocket.  It’s that simple.  With home values rising sharply and interest rates staying near record lows, refinancing is a no-brainer.  It’s the best way to save money and start the new year off right, with cash in your pocket.

You can also lower your monthly payment, or shorten the life of your loan, saving you money on interest payments and owning your home more quickly.

A New Year’s cash out refinance will help you with everything financial next year.  Want to make home improvements?  Need to get rid of credit card debts?  Repair something?  Take a trip?  Pay for a trip?  Buy new fixtures or appliances?  It’s your equity that you have earned – refinance now and take advantage of it.

When you refinance, you can also skip a couple of months pf payments, so you can really build up a “war chest” to start the year off properly.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656.  You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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