Custom Mortgage Proposal

If you are a homeowner with less than perfect credit, we'll put together a custom mortgage proposal to get you the options you need.

Minute Loan Approval*

We will talk you though the ins and outs of a Refinance with no pressure. After talking with us, you’ll know why we’re the Experts.

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Ryan Kelley Reverse Mortgage

Your Mortgage Proposal in 3 Steps


Contact Information

Fill out the form above with your contact information. That way we know if you’d prefer a live review of your loan options or one of our loan experts can send you a recording to watch on your own time.


Digital Application

This is critical. After you fill out the form above, you will be taken to our digital mortgage application. This will take anywhere from 5-15 minutes. We’ll ask you a series of questions in order to match you with the correct loan option.   .


Mortgage Proposal

Depending on your preference, we will reach out to schedule a Zoom call to walk through your custom proposal, or we’ll email you a video recording. You’ll then have a full picture of your options to make the best possible decision for you!

See what our clients are saying

We are mortgage
not brokers
The Home
Loan Expert
Lower rates Yes No No
Close in 10 days* Yes No No
Tailored loan programs to fit you Yes No No

One of the fastest growing lending platforms in the nation

The Home Loan Expert | Locations Map

Operating in 21+ States and District of Columbia

Check us out on Television

Providing great loans is what we do—but it’s all about Expert Education. We’ve launched a new segment with FOX to inform the public so that they can make the best mortgage decision possible.

The Home Loan Experts care about the community we serve, because we live here too! We know the neighborhoods, the best schools, grocery stores, and how to match you with a home that fits your lifestyle and budget.

But we go a step further. We think it’s important too give back to the locals that have treated us so well. That’s why we created our non-profit organization, the Keep Climbing Foundation & THLE Cares. Our focus is raising money for childhood cancer and supporting our Veterans. Two areas we care deeply about.


keep climbing foundation    thle cares



Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.

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