In a normal year, Halloween is a great night to party and have fun with your friends and family. Normally it’s a great time to cut loose and play someone else for the night. However, some people may be scared to apply for a mortgage (refinance or new home purchase) right before Halloween, but it’s really a great time to do it!
Take a good look at your mortgage statement and look at what you pay each month in interest. If your interest rate is not in the 2’s, you’re likely paying too much! You won’t find a poltergeist or zombie out there trick-or-treating that’s scarier than that!
Interest rates have stayed low recently, but that doesn’t mean that they will be there forever. You want to take your chance now to get that lower rate before they start to rise again.
So before you go out to trick and treat, make sure that you’re not being tricked by your mortgage.
Rates are so low right now that you can refinance and potentially save thousands over the life of your loan, and hundreds each month.
Borrowers are also taking advantage of low rates to take cash out of their homes, paying off scary high-interest credit cards and saving money on interest payments that way.
It’s even a great time to buy! While the housing inventory is still low, there are houses available if you look and make a good offer. (Get pre-approved with us to make a stronger offer!)
So this year, dress up for Halloween as somebody with a great loan!
And remember, after a refinance or new home purchase, you can skip two months of payments. That’ll buy a LOT of candy!
Call The Home Loan Expert Team at 800-991-6494. You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?
The Home Loan Expert
