Ryan Kelley The Home Loan Expert

We offer same-day pre-approvals you can rely on. Apply now to find out your personalized rate in no time.

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Why Choose The Home Loan Expert?


Great Customer Service

Our customer-first approach to mortgages is what separates us from the competition. We’ll walk you through all your options and provide expert guidance at every step, ensuring that your loan closes as quickly and smoothly as possible.


We Are
the Experts

Our Loan Officers, Underwriting Department, and Closing Departments have more than 1,000 years of combined experience in the mortgage industry. We hire only the top-producing and most talented loan officers in the nation (because you deserve the best!).


Better Home Loans, Lower Rates

Because of the volume of loans our team closes and the great relationships we’ve built, we’re able to offer the most competitive interest rates and the newest programs. We’re one of the fastest-growing lenders in the nation, but our loan officers all live within the communities they serve—meaning you’ll get the resources of a big-time lender with the service you’d expect from a local!

Our Streamlined Process

We Take Care of our Customers

Our customer-centered process has been streamlined from start to finish.

Our ability to use the newest mortgage loan products and underwrite our own files allows us to approve loans that our competitors can’t.

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:
Why not the best of both worlds? The Home
Loan Expert
Mortgage Brokers Big Banks
Unlimited loan programs Yes Yes No
Lower rates Yes Yes No
Entire mortgage process under one roof Yes No Yes
Local Loan Officers guiding you every step Yes No Yes

What Clients Say About The Home Loan Expert

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We give back to our Community

Providing great loans is what we do—but giving back is what we’re about.

2021 was a big year for us. Not only did we establish Keep Climbing Foundation—a nonprofit raising funds and awareness for children’s and veterans’ causes—we also introduced THLE Cares. Through THLE Cares, each employee at our company gets one paid day off a quarter to give back to their community.

We care deeply about the communities we serve, and we hope to keep growing our impact each year. Click the button below to learn more about our impact.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.

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