When you look at how much time you spend in the car, or a train, or in transit to your place of work, many people are shocked. An hour-long commute each way turns a 9-hour work day into 11 hours away from home. This can lead to job dissatisfaction or resentment from your family, especially if you are always getting home late, getting caught in traffic, or being forced to miss family events because of your commute. So, when you are thinking of buying a new home, it’s great to look at the length of time that you will spend getting to work. Your commute can help you buy a new home if you do the math and figure out what it’s costing you, and factor that into the calculations.
Your time is worth money. Every minute of windshield time is time that you are doing something that you probably don’t enjoy. Sitting in traffic, inching forward, getting honked at by the other jerks on the highway, these are not conducive to a good time. Nobody confuses sitting in traffic with going to an amusement park.
That’s why it’s important to keep your commute in mind when you are buying a home. You also have to factor in the cost. Gas, car depreciation, food and drink are all costs associated with your daily commute but may be counted as the price of doing business in your calculations. You really should use these as part of the decision-making process. Buying a home with a shorter commute can save you money if you calculate it out.
Just look at the home’s price, taxes, and the cost of your commute. Drive it if you have time to help you to determine if it’s too far or if traffic stinks when you have to go in. Is your favorite drive-through or gas station on the route? All of these factor into the trip. Make this part of the decision and don’t buy a home you regret, make your home somewhere you’re excited to get in the car and drive to.
Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656. You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?