Why Refinance With Us?

It’s the question that we get so much: why refinance with The Home Loan Expert? Why take the largest financial transaction you are likely to make, one that affects your lifestyle for the next 15-30 years, and trust it with us? As the top mortgage refinancing originator in the Midwest as ranked by Scotsman Guide, we are proven to be able to get people the best rate, with more cash out, through the best customer service in the industry. Why refinance with us? Because we do it better than anyone else.

It’s not just a statement. We take care of everyone who walks through our doors, calls our number, or fills out an application online. Our customers become part of the family, with an annual Client Appreciation Night to show that we still care and are still there for you. Most big banks and mortgage companies finish the process and you never hear from them again. Not here. We stick with you, from application through closing, and keep in touch to let you know if you can save money with a refinance.

Speaking of, rates are so low right now and home values are so high it’s a great time to refinance. Even if you didn’t buy your home with us, let us take a look at what you are paying and see if we can save you money.

Staying on contact, of course, means that we have closed your mortgage. When you work with us, we can get you approved in 30 days. That takes a committed borrower that is responsive with paperwork, but why buy a house if you aren’t going to pay attention? We are able to be so efficient because we have a great staff that all have their part to play. We do everything in-house, from taking the initial call to underwriting and closing the loan. We are a one-stop-shop. Most shops that try to do everything in-house have a loan officer do all of the steps. This drags the process down and slows your mortgage approval. Our team is professionals from top to bottom, pushing your loan through quickly, accurately, and efficiently.

If you want to answer the question why refinance with us, call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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