@font-face{font-family:Sauce;src:url('assets/OpenSauce-Regular.ttf') format('truetype');font-weight:400;font-display:swap}
@font-face{font-family:Sauce;src:url('assets/OpenSauce-Bold.ttf') format('truetype');font-weight:700;font-display:swap}
@font-face{font-family:Editorial;src:url('assets/Editorial-Latin.woff2') format('woff2');font-weight:300 700;font-display:swap}
:root{--blue:#005eb8;--expert:#0097ff;--ink:#181921;--stone:#ded1bd;--paper:#f6f4ef;--line:#d9d9d5;--muted:#62666d;--serif:Editorial,Georgia,serif;--sans:Sauce,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:white;font-family:var(--sans);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}body.locked{overflow:hidden}button,input,select{font:inherit}button,a,input,summary,select{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer}button:disabled{cursor:not-allowed}img{display:block;max-width:100%;height:auto}button{border:0;background:none;color:inherit}p{margin:0 0 22px}h1,h2,h3{margin:0;font-weight:500}h1,h2{font-family:var(--serif);letter-spacing:-.035em;line-height:.99}h2{font-size:clamp(45px,4.8vw,76px)}h3{line-height:1.2}h2 em,h1 em{font-style:italic;font-weight:400}a,button{touch-action:manipulation}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--expert);outline-offset:5px}section[id]{scroll-margin-top:90px}[hidden]{display:none!important}.wrap{width:calc(100% - 128px);max-width:1360px;margin-inline:auto}.section-space{padding-block:112px}.eyebrow,.section-label{font-family:var(--sans);font-size:10px;font-weight:700;line-height:1.5;letter-spacing:.17em;color:var(--blue);margin-bottom:27px}.light{color:#fff}.muted{color:var(--muted)}.muted-light{color:#b9c4d4}.fineprint{font-size:11px;line-height:1.65}.skip-link{position:fixed;top:-80px;left:10px;padding:12px;background:white;z-index:2000}.skip-link:focus{top:5px}.button{display:inline-flex;min-height:54px;align-items:center;justify-content:space-between;gap:30px;padding:16px 24px;color:white;background:var(--blue);font-size:12px;font-weight:700;line-height:1.3;border:1px solid transparent;border-radius:2px;transition:background .25s,transform .25s}.button span{font-size:19px;line-height:1}.button:hover{background:#00488e;transform:translateY(-2px)}.text-link{display:inline-flex;align-items:center;justify-content:space-between;gap:26px;min-height:44px;padding:8px 0;border-bottom:1px solid currentColor;color:var(--blue);font-size:12px;font-weight:700;text-align:left}.text-link span{font-size:20px}.text-link:hover{color:var(--expert)}.text-link.light{color:white}.text-link.light:hover{color:var(--stone)}
.site-header{position:absolute;top:0;left:0;width:100%;z-index:100;display:flex;align-items:center;gap:36px;padding:27px 4.45%;border-bottom:1px solid #ffffff38;color:white;transition:background .25s,padding .25s}.wordmark{width:290px;flex-shrink:0}.wordmark img{width:100%;filter:brightness(0) invert(1)}.desktop-nav{display:flex;gap:31px;align-items:center;margin-left:auto;font-size:11px;font-weight:700}.desktop-nav a{padding:10px 0;position:relative;white-space:nowrap}.desktop-nav a:after{content:'';position:absolute;height:1px;left:0;right:100%;bottom:4px;background:currentColor;transition:right .25s}.desktop-nav a:hover:after{right:0}.header-apply{background:white;color:var(--ink);min-height:48px;font-size:11px;padding:13px 18px;gap:22px}.header-apply:hover{background:var(--stone);color:var(--ink)}.menu-toggle{display:none}.site-header.stuck{position:fixed;padding-block:17px;background:#fffffff5;backdrop-filter:blur(16px);color:var(--ink);border-color:var(--line);box-shadow:0 4px 24px #18192108}.site-header.stuck .wordmark img{filter:none}.site-header.stuck .header-apply{background:var(--blue);color:white}.mobile-nav{display:none}.mobile-apply{display:none}
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.section-label{display:flex;gap:18px;align-items:center}.tiny-rule{width:30px;height:1px;background:var(--blue)}.intro-main{display:grid;grid-template-columns:1.25fr 1fr;gap:110px;align-items:center}.intro-copy{max-width:425px;padding-top:20px}.intro-copy>p:first-child{font-size:24px;line-height:1.45;letter-spacing:-.03em}.intro-copy .text-link{margin-top:12px}.milestone{background:var(--blue);color:white;position:relative;overflow:hidden}.milestone-inner{padding-block:90px;display:grid;grid-template-columns:1fr 1fr;gap:110px;align-items:center}.milestone-number{font-size:clamp(120px,17vw,256px);font-family:var(--serif);line-height:1;letter-spacing:-.065em;white-space:nowrap}.milestone-number>span{font-size:.58em;vertical-align:18%}.milestone-number sup{font-size:.3em;vertical-align:65%;padding-left:8px}.milestone-copy h2{font-size:56px;margin-bottom:25px}.milestone-copy>p:not(.eyebrow):not(.fineprint){font-size:14px;max-width:450px;color:#e5edf7}.milestone-copy .fineprint{max-width:450px;color:#c8def3;margin-bottom:0}.milestone-copy .eyebrow{margin-bottom:22px}
.section-heading{margin-bottom:55px}.loan-layout{display:grid;grid-template-columns:1.1fr 1fr;gap:80px}.loan-list{border-top:1px solid var(--line)}.loan-row{width:100%;display:flex;gap:28px;align-items:center;min-height:128px;border-bottom:1px solid var(--line);text-align:left;padding:24px 0;transition:padding .25s,background .25s}.loan-row strong{display:block;font-size:26px;line-height:1.2;letter-spacing:-.04em}.loan-row small{display:block;font-size:12px;color:var(--muted);margin-top:8px}.loan-num{font-size:10px;color:#767b84;align-self:flex-start;margin-top:8px}.round-arrow{border:1px solid var(--line);border-radius:50%;width:43px;height:43px;display:grid;place-items:center;margin-left:auto;font-size:21px;flex-shrink:0}.loan-row.active .round-arrow,.loan-row:hover .round-arrow{background:var(--blue);border-color:var(--blue);color:white}.loan-row.active strong{color:var(--blue)}.loan-row:hover{padding-inline:14px;background:var(--paper)}.goal-panel{background:var(--paper);padding:43px;position:relative;overflow:hidden;min-height:385px}.goal-panel h3{font-family:var(--serif);font-size:43px;letter-spacing:-.035em;margin-bottom:20px;max-width:330px}.goal-panel p:not(.eyebrow){max-width:320px;font-size:14px;color:var(--muted)}.goal-panel .text-link{position:relative;z-index:1}.goal-watermark{position:absolute;width:155px;right:-30px;bottom:-30px;opacity:.08}.programs{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-top:40px;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:15px}.programs>span{font-size:11px;color:var(--muted)}.program-chips{display:flex;gap:12px;flex-wrap:wrap}.program-chips button{border:1px solid var(--line);border-radius:40px;min-height:42px;padding:10px 19px;font-size:11px}.program-chips button:hover{border-color:var(--blue);color:var(--blue)}
.calculator-section{background:var(--paper)}.calc-intro{display:flex;justify-content:space-between;gap:40px;align-items:flex-end;margin-bottom:55px}.calc-intro>p{font-size:13px;max-width:350px;margin-bottom:6px}.calculator{display:grid;grid-template-columns:1.2fr 1fr;background:white;box-shadow:0 15px 50px #18192106}.calc-inputs{padding:46px}.scenario-tabs{display:flex;border-bottom:1px solid var(--line);gap:35px;margin-bottom:33px}.scenario-tabs button{font-size:13px;padding:0 0 16px;border-bottom:2px solid transparent;min-height:44px;color:var(--muted)}.scenario-tabs button.selected{border-color:var(--blue);color:var(--blue);font-weight:700}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 21px}.field{display:flex;flex-direction:column;gap:8px;font-size:11px}.field>span{display:flex;justify-content:space-between;gap:4px;align-items:center;min-height:20px}.field small{color:var(--muted);font-size:9px}.input-unit{display:flex;align-items:center;gap:8px;border:1px solid var(--line);padding:0 14px;height:53px}.input-unit:focus-within{border-color:var(--blue)}.input-unit>span{color:var(--muted);font-size:13px}.input-unit input{border:0;min-width:0;width:100%;height:100%;outline:none;font-size:17px;font-weight:700;background:transparent;color:var(--ink)}input::-webkit-inner-spin-button{opacity:.4}.field select{height:53px;border:1px solid var(--line);border-radius:0;background:white;color:var(--ink);padding:0 12px;font-size:16px}.range-label{font-size:10px;margin-top:30px;display:flex;justify-content:space-between}.range-label span{color:var(--blue);font-weight:700}.range{width:100%;accent-color:var(--blue);margin:18px 0 20px;min-height:24px;cursor:pointer}.cost-details{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:4px 0 20px}.cost-details summary{font-size:11px;display:flex;justify-content:space-between;align-items:center;min-height:53px;cursor:pointer;list-style:none}.cost-details summary::-webkit-details-marker{display:none}.cost-details summary span{font-size:20px}.cost-details[open] summary span{transform:rotate(45deg)}.cost-details .field-grid{padding-block:10px 25px}.calc-inputs>.fineprint{margin-bottom:0;font-size:10px}.calc-result{background:#eaf2fa;padding:48px 42px;display:flex;flex-direction:column;justify-content:center}.calc-result .eyebrow{font-size:9px;margin-bottom:14px}.payment-total{display:flex;gap:12px;align-items:baseline;line-height:1.2;margin-bottom:30px}.payment-total>span{font-size:clamp(45px,4.5vw,68px);letter-spacing:-.07em;font-weight:700;color:var(--blue)}.payment-total small{font-size:11px;color:var(--muted)}.payment-bar{display:flex;height:6px;gap:3px;margin-bottom:28px}.payment-bar span{min-width:0;transition:flex .3s;background:var(--blue)}.payment-bar span:nth-child(2){background:#7f9cba}.payment-bar span:nth-child(3){background:#afbfd0}.payment-bar span:nth-child(4){background:#c4b298}.payment-bar span:nth-child(5){background:#5d686b}.payment-breakdown{margin:0}.payment-breakdown>div{display:flex;justify-content:space-between;font-size:11px;gap:10px;margin-bottom:14px}.payment-breakdown dt{display:flex;align-items:center;gap:10px}.payment-breakdown dd{margin:0;font-weight:700}.dot{width:6px;height:6px;border-radius:50%;background:var(--blue);flex-shrink:0}.dot.tax{background:#7f9cba}.dot.insurance{background:#afbfd0}.dot.pmi{background:#a38b67}.dot.hoa{background:#5d686b}.loan-amount{display:flex;justify-content:space-between;gap:10px;font-size:10px;border-top:1px solid #cbd6df;padding-top:18px;margin-top:8px;margin-bottom:26px}.calc-result>.fineprint{margin-top:17px;margin-bottom:0;color:var(--muted);font-size:10px}.input-error{color:#9b2f24;font-size:12px;margin-top:10px}
.approach-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:60px}.approach-heading>p{font-size:13px;margin-bottom:5px}.approach-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:54px;margin-bottom:35px}.approach-grid article{border-top:1px solid var(--line);padding-top:24px}.approach-index{font-size:11px;color:var(--blue);display:block;margin-bottom:30px}.approach-grid h3{font-size:20px;line-height:1.45;letter-spacing:-.03em;min-height:62px;margin-bottom:18px}.approach-grid p{font-size:13px;color:var(--muted);max-width:350px}.story-section{display:grid;grid-template-columns:1fr 1fr;background:var(--paper)}.story-photo{position:relative;overflow:hidden;max-height:680px;min-height:560px;background:#eeefef}.story-photo img{width:100%;height:100%;object-fit:cover;object-position:center 30%}.image-caption{position:absolute;bottom:24px;left:40px;font-size:8px;letter-spacing:.12em;color:#444;font-weight:700}.story-copy{padding:75px 10%;align-self:center}.story-copy h2{font-size:clamp(43px,4.2vw,65px);margin-bottom:30px}.story-copy>p:not(.eyebrow){font-size:13px;max-width:450px}.story-copy .text-link{margin-top:5px}.testimonials-head{display:flex;justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:50px}.testimonials-head>p{font-size:12px}.quote-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:80px}.quote-grid figure{margin:0;border-top:1px solid var(--line);padding-top:22px}.quote-mark{display:block;color:var(--blue);font-family:var(--serif);font-size:75px;line-height:1;height:60px}.quote-grid blockquote{font-family:var(--serif);font-size:40px;line-height:1.08;letter-spacing:-.025em;margin:0 0 30px;max-width:540px}.quote-grid figure:not(.quote-feature) blockquote{max-width:310px}.quote-grid figcaption{display:flex;flex-direction:column;gap:4px;font-size:10px}.quote-grid figcaption strong{font-size:12px}.quote-grid figcaption span{color:var(--muted)}.quote-grid figcaption a{color:var(--blue);margin-top:6px;min-height:35px}.testimonials>.fineprint{margin-top:25px;margin-bottom:0}.giving-section{display:grid;grid-template-columns:1.1fr 1fr;background:#181921;color:white}.giving-image{position:relative;min-height:500px;overflow:hidden;background:#161b1c}.giving-image img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0;opacity:.85}.play-button{position:absolute;left:42px;bottom:40px;color:white;display:flex;align-items:center;gap:18px;font-size:9px;letter-spacing:.15em;font-weight:700}.play-button>span{display:grid;place-items:center;width:68px;height:68px;border:1px solid #ffffffaa;border-radius:50%;font-size:18px;backdrop-filter:blur(6px);padding-left:3px;transition:background .3s}.play-button:hover>span{background:var(--blue)}.giving-copy{padding:75px 11%;align-self:center}.giving-copy h2{font-size:clamp(45px,4.3vw,65px);margin-bottom:25px}.giving-copy>p:not(.eyebrow){font-size:13px;max-width:420px}.giving-copy .eyebrow{color:var(--stone)}.giving-copy .text-link{font-size:11px}.resources{display:grid;grid-template-columns:1fr 1.1fr;gap:110px}.resources>div>p.muted{font-size:13px;margin-top:27px}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding-bottom:0}.faq summary{cursor:pointer;min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:30px;list-style:none;font-size:14px;font-weight:700}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-weight:400;font-size:24px;color:var(--blue)}.faq details[open] summary span{transform:rotate(45deg)}.faq details p{font-size:13px;color:var(--muted);max-width:480px;padding-bottom:4px}.faq details .text-link{margin-bottom:20px}.final-cta{position:relative;min-height:500px;display:grid;place-items:center;color:white;text-align:center;overflow:hidden}.final-cta>picture,.final-shade{position:absolute;inset:0}.final-cta>picture img{height:100%;width:100%;object-fit:cover;object-position:center 70%}.final-shade{background:rgba(7,22,37,.67)}.final-copy{position:relative;padding:90px 24px}.final-copy h2{font-size:clamp(64px,7.5vw,110px);margin-bottom:38px}.final-copy h2 em{color:var(--stone)}.final-copy .eyebrow{margin-bottom:22px}.final-copy .button{min-width:220px}.final-copy>a{display:block;margin-top:20px;font-size:10px;color:#e7eaef;min-height:35px}.site-footer{padding-block:55px 35px}.footer-top{display:flex;align-items:center;gap:30px;margin-bottom:35px}.footer-top img{width:280px}.footer-top p{margin:0;font-size:12px;color:var(--muted)}.footer-top>.text-link{margin-left:auto}.footer-links{display:flex;flex-wrap:wrap;gap:12px 26px;font-size:10px;padding-block:25px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.footer-links a{min-height:30px;display:flex;align-items:center}.footer-legal{display:grid;grid-template-columns:1.2fr 1fr;gap:90px;padding-top:25px;font-size:9px;color:var(--muted);line-height:1.9}.footer-legal p{margin:0}
dialog{border:0;padding:0;max-width:min(560px,calc(100vw - 32px));width:560px;max-height:calc(100dvh - 40px);overflow:auto;border-radius:3px;color:var(--ink);box-shadow:0 20px 100px #0004}dialog::backdrop{background:#091827bd;backdrop-filter:blur(7px)}.dialog-shell{padding:48px;position:relative}.close-dialog{position:absolute;right:14px;top:12px;width:44px;height:44px;font-size:30px;line-height:1;font-weight:400;color:var(--ink);z-index:2}.dialog-logo{margin-bottom:28px;width:48px}.dialog-shell .eyebrow{font-size:9px;margin-bottom:18px}.dialog-shell h2{font-size:46px;margin-bottom:24px}.dialog-shell>p:not(.eyebrow){font-size:13px;color:var(--muted)}#state-form label{font-size:11px;font-weight:700;display:block;margin-bottom:8px}#state-form select{width:100%;height:54px;padding:0 14px;border:1px solid #a8b0b8;background:white;font-size:15px;border-radius:0;margin-bottom:16px;color:var(--ink)}#state-form .button{width:100%}#state-form .fineprint{text-align:center;margin-top:12px;font-size:10px}.dialog-phone{display:block;font-size:10px;text-align:center;color:var(--blue);margin-top:20px;min-height:35px}#program-dialog .button{margin-top:12px}#video-dialog{width:960px;max-width:calc(100vw - 40px);background:var(--ink);color:white}.video-dialog-shell{padding:38px}.video-dialog-shell .close-dialog{color:white}.video-dialog-shell h2{font-size:32px;margin:4px 30px 25px 0}.video-dialog-shell p{font-size:11px;margin-top:15px;color:#c6ccd2}.video-dialog-shell .text-link{font-size:10px}#video-container{aspect-ratio:16/9;width:100%;background:black}#video-container iframe{border:0;width:100%;height:100%}.about-header{position:relative;background:white;color:var(--ink);border-color:var(--line)}.about-header .wordmark img{filter:none}.about-header .header-apply{background:var(--blue);color:white}.about-intro{padding-top:110px;padding-bottom:80px;max-width:1000px;margin-inline:auto}.about-intro h1{font-size:clamp(65px,7vw,110px);margin-bottom:35px}.about-intro>p:not(.eyebrow){font-size:18px;max-width:660px;color:var(--muted)}.about-family{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center;margin-bottom:110px}.about-family img{width:100%;max-height:670px;object-fit:cover}.about-family h2{margin-bottom:30px}.about-family p{font-size:14px;color:var(--muted)}.about-family figcaption{font-size:10px;color:var(--muted);margin-top:12px}.about-family figure{margin:0}.reveal{opacity:0;transform:translateY(16px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}
@media(min-width:1700px){.site-header{padding-inline:max(4.45%,calc((100% - 1500px)/2))}.hero-copy{padding-left:0}.hero h1{font-size:140px}}
@media(max-width:1150px){.site-header{gap:24px}.wordmark{width:240px}.desktop-nav{gap:20px;font-size:10px}.header-apply{gap:15px;font-size:10px}.wrap{width:calc(100% - 80px)}.intro-main,.milestone-inner{gap:65px}.loan-layout{gap:40px}.goal-panel{padding:32px}.calc-inputs{padding:35px}.calc-result{padding:35px 28px}.resources{gap:65px}.story-copy,.giving-copy{padding:65px 9%}.story-copy h2{font-size:47px}.story-photo{min-height:600px}.approach-grid{gap:30px}.approach-grid h3{font-size:18px}.hero h1{font-size:100px}}
@media(max-width:900px){.desktop-nav{display:none}.site-header{justify-content:space-between}.header-apply{margin-left:auto}.menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:7px;width:44px;height:44px;padding:10px}.menu-toggle span{width:24px;height:1px;background:currentColor;transition:transform .2s}.menu-toggle[aria-expanded=true] span:first-child{transform:translateY(4px) rotate(45deg)}.menu-toggle[aria-expanded=true] span:last-child{transform:translateY(-4px) rotate(-45deg)}.mobile-nav:not([hidden]){display:flex;position:fixed;top:85px;left:0;right:0;bottom:0;padding:45px 40px 100px;background:var(--paper);z-index:99;flex-direction:column;gap:14px;overflow-y:auto}.mobile-nav>a{font-family:var(--serif);font-size:34px;line-height:1.4}.mobile-nav>a[href^=tel]{font-family:var(--sans);font-size:14px;margin-top:15px}.mobile-nav .button{margin-top:15px;max-width:350px}.hero h1{font-size:85px}.intro-main{gap:40px}.milestone-inner{gap:30px}.milestone-copy h2{font-size:45px}.milestone-number{font-size:150px}.goal-panel h3{font-size:36px}.loan-row strong{font-size:23px}.loan-row{gap:18px}.calc-intro{align-items:start}.calc-intro h2{font-size:48px}.calc-intro>p{max-width:190px}.calculator{grid-template-columns:1fr 1fr}.calc-inputs{padding:28px}.field-grid{gap:20px 12px}.calc-result{padding:32px 24px}.payment-total>span{font-size:48px}.payment-total{gap:8px}.payment-breakdown>div{font-size:10px}.story-copy h2{font-size:43px}.story-photo{min-height:610px}.quote-grid{gap:40px}.quote-grid blockquote{font-size:34px}.giving-copy{padding:45px 10%}.giving-copy h2{font-size:45px}.giving-image{min-height:550px}.resources{gap:40px}.footer-top{flex-wrap:wrap}.footer-top img{width:240px}.footer-top p{display:none}.footer-legal{gap:40px}}
@media(max-width:700px){html{scroll-padding-top:80px}body{font-size:15px}.wrap{width:calc(100% - 44px)}.section-space{padding-block:70px}h2{font-size:49px;line-height:1.02;letter-spacing:-.035em}.eyebrow,.section-label{font-size:8px;letter-spacing:.15em;margin-bottom:23px}.site-header,.site-header.stuck{padding:18px 22px;gap:8px}.wordmark{width:221px;max-width:calc(100% - 55px)}.header-apply{display:none}.menu-toggle{margin-left:auto}.mobile-nav:not([hidden]){top:80px;padding:32px 25px 100px;gap:12px}.hero{height:calc(100svh - 60px);min-height:740px;max-height:950px;align-items:flex-start}.hero-picture img{object-position:65% center}.hero-shade{background:linear-gradient(180deg,rgba(8,20,35,.83) 0%,rgba(8,20,35,.55) 48%,rgba(8,20,35,.10) 75%,rgba(8,20,35,.7) 100%)}.hero-copy{padding-top:175px}.hero-copy .eyebrow{margin-bottom:29px;font-size:8px;letter-spacing:.19em}.hero h1{font-size:clamp(63px,16vw,90px);line-height:.95;letter-spacing:-.045em}.hero h1 br{display:none}.hero h1{max-width:470px}.hero-description{font-size:12px;margin-top:27px;max-width:310px;line-height:1.8}.hero-actions{align-items:flex-start;flex-direction:column;gap:13px;margin-top:27px}.hero-actions .button{min-height:53px;min-width:210px;font-size:11px}.hero-actions .text-link{font-size:10px;border:0;gap:23px;min-height:40px}.hero-bottom{bottom:27px;font-size:6px;letter-spacing:.1em;align-items:end}.hero-bottom>a{font-size:0;gap:0}.hero-bottom>a span{font-size:25px}.hero-bottom>span{max-width:200px}.desktop-only{display:none}.intro-main{grid-template-columns:1fr;gap:30px}.intro-copy{padding:0;max-width:100%}.intro-copy>p:first-child{font-size:20px;max-width:310px}.intro-copy>.muted{font-size:13px}.intro-copy .text-link{font-size:10px;gap:15px;margin-top:0}.milestone-inner{grid-template-columns:1fr;gap:25px;padding-block:55px 60px}.milestone-number{font-size:185px;letter-spacing:-.08em}.milestone-copy h2{font-size:48px}.milestone-copy>p:not(.eyebrow):not(.fineprint){font-size:13px}.milestone-copy .fineprint{font-size:9px}.milestone-copy .eyebrow{font-size:8px;margin-bottom:20px}.section-heading{margin-bottom:35px}.loans h2{font-size:45px}.loan-layout{grid-template-columns:1fr;gap:25px}.loan-row{min-height:111px;padding-block:24px;gap:22px}.loan-row strong{font-size:24px}.loan-row small{font-size:11px;max-width:215px}.round-arrow{width:39px;height:39px;font-size:20px}.goal-panel{min-height:310px;padding:30px}.goal-panel h3{font-size:38px}.goal-panel p:not(.eyebrow){font-size:12px}.goal-panel .eyebrow{font-size:8px}.goal-panel .text-link{font-size:10px}.programs{align-items:start;flex-direction:column;gap:17px;margin-top:30px}.programs>span{font-size:10px}.program-chips{gap:8px}.program-chips button{font-size:10px;padding:10px 15px}.loans>.fineprint{font-size:9px;margin-bottom:0}.calc-intro{flex-direction:column;gap:20px;margin-bottom:30px}.calc-intro h2{font-size:47px}.calc-intro>p{max-width:300px;font-size:12px}.calculator{grid-template-columns:1fr}.calc-inputs{padding:26px 22px}.field-grid{gap:23px 14px}.field{font-size:9px;gap:6px}.field>span{min-height:22px}.field>span small{font-size:8px}.input-unit{height:52px;padding-inline:10px;gap:5px}.input-unit input{font-size:16px}.field select{font-size:14px;height:52px;padding-inline:8px}.scenario-tabs{margin-bottom:24px}.scenario-tabs button{font-size:12px}.range-label{font-size:9px}.cost-details summary{font-size:10px;min-height:60px}.calc-inputs>.fineprint{font-size:9px}.calc-result{padding:32px 25px}.calc-result .eyebrow{font-size:8px}.payment-total{margin-bottom:22px}.payment-total>span{font-size:60px}.payment-total small{font-size:10px}.payment-breakdown>div{font-size:11px;margin-bottom:15px}.calc-result .button{font-size:11px;gap:10px}.calc-result>.fineprint{font-size:9px}.loan-amount{font-size:10px}.approach-heading{align-items:start;flex-direction:column;gap:23px;margin-bottom:32px}.approach-heading h2{font-size:46px}.approach-heading>p{font-size:12px}.approach-grid{grid-template-columns:1fr;gap:15px;margin-bottom:5px}.approach-grid article{padding-top:20px;display:grid;grid-template-columns:35px 1fr;gap:12px 12px}.approach-index{grid-row:span 2;font-size:9px;margin-top:4px}.approach-grid h3{font-size:18px;min-height:0;margin-bottom:0}.approach-grid p{font-size:12px;max-width:100%;grid-column:2;margin-bottom:18px}.approach>.text-link{font-size:11px}.story-section{grid-template-columns:1fr}.story-photo{min-height:0;height:440px;max-height:none}.story-photo img{object-position:center 20%}.image-caption{left:25px;bottom:20px;font-size:7px}.story-copy{padding:55px 25px 65px}.story-copy h2{font-size:46px;margin-bottom:25px}.story-copy>p:not(.eyebrow){font-size:12px}.story-copy .text-link{font-size:11px}.testimonials-head{align-items:start;flex-direction:column;gap:23px;margin-bottom:30px}.testimonials-head h2{font-size:49px}.testimonials-head>p{font-size:12px;margin-bottom:0}.quote-grid{grid-template-columns:1fr;gap:30px}.quote-grid blockquote{font-size:37px;max-width:100%}.quote-grid figure:not(.quote-feature) blockquote{max-width:100%}.quote-grid figcaption{font-size:10px}.quote-grid figcaption a{margin-top:3px;min-height:35px}.testimonials>.fineprint{font-size:9px}.giving-section{grid-template-columns:1fr}.giving-image{min-height:330px;order:2}.giving-image img{object-position:47% center}.giving-copy{padding:60px 25px 50px}.giving-copy h2{font-size:47px}.giving-copy>p:not(.eyebrow){font-size:12px}.giving-copy .text-link{font-size:10px}.play-button{left:24px;bottom:25px;font-size:8px;gap:13px}.play-button>span{width:55px;height:55px;font-size:15px}.resources{grid-template-columns:1fr;gap:25px}.resources h2{font-size:49px}.resources>div>p.muted{font-size:12px;margin-top:22px;margin-bottom:0}.faq summary{font-size:12px;min-height:78px;gap:20px}.faq details p{font-size:12px}.final-cta{min-height:450px}.final-copy{padding:70px 23px}.final-copy h2{font-size:70px;max-width:360px;margin-bottom:30px}.final-copy .eyebrow{font-size:8px;letter-spacing:.13em}.final-copy>a{font-size:10px}.final-cta>picture img{object-position:65% center}.site-footer{padding-top:45px;padding-bottom:120px}.footer-top{flex-direction:column;gap:22px;align-items:start;margin-bottom:22px}.footer-top img{width:265px;max-width:100%}.footer-top>.text-link{margin-left:0;font-size:12px}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;font-size:10px;padding-block:20px}.footer-legal{grid-template-columns:1fr;gap:18px;padding-top:25px;font-size:9px}.mobile-apply{position:fixed;bottom:0;left:0;right:0;padding:10px 18px calc(10px + env(safe-area-inset-bottom));display:flex;align-items:center;gap:18px;z-index:95;background:#fffffff5;border-top:1px solid #dce0e5;backdrop-filter:blur(12px)}.mobile-apply .button{flex:1;min-height:46px;font-size:10px;padding:13px 16px}.mobile-apply>a{font-size:10px;white-space:nowrap;color:var(--blue);min-height:44px;display:flex;align-items:center}.locked .mobile-apply{visibility:hidden}.dialog-shell{padding:38px 25px 28px}.dialog-shell h2{font-size:40px}.dialog-shell>p:not(.eyebrow){font-size:12px}.dialog-shell .eyebrow{font-size:8px}.dialog-logo{width:44px;margin-bottom:25px}.close-dialog{right:8px;top:7px}.video-dialog-shell{padding:28px 18px}.video-dialog-shell h2{font-size:29px;max-width:230px}#video-dialog{max-width:calc(100vw - 22px)}.about-intro{padding-top:65px;padding-bottom:50px}.about-intro h1{font-size:63px}.about-intro>p:not(.eyebrow){font-size:14px}.about-family{grid-template-columns:1fr;gap:35px;margin-bottom:70px}.about-family h2{font-size:47px}.about-family p{font-size:13px}.about-family figure img{max-height:560px}.about-header .wordmark{max-width:none;width:220px}.about-header .header-apply{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}.reveal{opacity:1;transform:none}}
@media print{.site-header{position:relative;background:#181921}.hero{height:700px}.mobile-apply,.menu-toggle,dialog{display:none!important}.reveal{opacity:1;transform:none}.section-space{padding-block:60px}a{text-decoration:none}.story-section,.giving-section,.calculator{break-inside:avoid}.site-footer{padding-bottom:30px}}

@media(max-width:700px){.hero-description{font-size:14px}.intro-copy>.muted,.milestone-copy>p:not(.eyebrow):not(.fineprint),.goal-panel p:not(.eyebrow),.calc-intro>p,.approach-heading>p,.approach-grid p,.story-copy>p:not(.eyebrow),.testimonials-head>p,.giving-copy>p:not(.eyebrow),.resources>div>p.muted,.faq details p,.about-family p{font-size:14px}.button,.hero-actions .button,.calc-result .button{font-size:12px}.faq summary{font-size:14px}.field{font-size:11px}.cost-details summary{font-size:11px}.dialog-shell>p:not(.eyebrow){font-size:14px}}
section[id]{scroll-margin-top:0}
@media(max-width:380px){.field-grid{grid-template-columns:1fr}.payment-total>span{font-size:48px}.calc-result .button{font-size:11px;padding-inline:16px;gap:10px}.range-label{flex-wrap:wrap;gap:5px}.hero h1{font-size:61px}.hero-copy{padding-top:145px}.hero-description{max-width:270px}.hero-bottom>span{font-size:6px}}

.payment-total{flex-wrap:wrap;gap:6px 12px}@media(max-width:700px){.payment-total>span{font-size:clamp(40px,13vw,56px)}}

/* Our Story: editorial narrative, updated with Ryan's supplied company story. */
.story-origin{display:grid;grid-template-columns:1fr 1.1fr;gap:105px;padding-block:15px 110px}
.story-origin h2{font-size:clamp(45px,4.5vw,67px)}
.story-body p{font-size:15px;line-height:1.9;color:var(--muted)}
.story-body p.eyebrow{font-size:10px;line-height:1.5;color:var(--blue)}
.story-body p.story-turn{font-family:var(--serif);font-size:31px;line-height:1.2;color:var(--ink);margin-top:30px;max-width:450px}
.story-milestone .milestone-copy>p:not(.eyebrow){font-size:14px;margin-bottom:22px}
.story-milestone .milestone-copy>p:last-child{margin-bottom:0}
.story-community{display:grid;grid-template-columns:1fr 1.1fr;gap:85px;align-items:center;padding-block:110px}
.story-community figure{margin:0}.story-community-image{position:relative;overflow:hidden;aspect-ratio:4/5;background:var(--ink)}
.story-community-image>img{width:100%;height:100%;object-fit:cover;object-position:45% center}
.story-community-image:after{content:'';position:absolute;inset:0;pointer-events:none;background:linear-gradient(0deg,#09182780,transparent 45%)}
.story-community-image .play-button{z-index:1;left:28px;bottom:28px}.story-community figcaption{font-size:10px;color:var(--muted);margin-top:12px}
.story-community h2{font-size:clamp(45px,4.4vw,65px);margin-bottom:30px}.story-community .text-link{margin-top:5px}
.story-family-section{background:var(--paper);padding-block:100px}.story-family-section .about-family{margin-bottom:0;gap:85px}
.story-family-section .about-family>figure{align-self:start}.story-family-section .about-family>figure>img{max-height:none;aspect-ratio:680/913;object-fit:cover}
.story-family-section .about-family h2{font-size:clamp(45px,4.6vw,68px);margin-bottom:30px}
.story-body p.story-promise{font-family:var(--serif);font-size:31px;line-height:1.2;color:var(--blue);margin-top:30px;margin-bottom:30px}
.story-family-section .about-family>figure{width:100%;max-width:500px;margin-inline:auto}
.story-family-section .about-family>figure>img{height:auto;aspect-ratio:auto;object-fit:contain}
@media(max-width:1000px){.story-origin{gap:50px}.story-community{gap:45px}.story-family-section .about-family{gap:45px}.story-body p{font-size:14px}.story-family-section .about-family h2{font-size:50px}}
@media(max-width:700px){.story-origin{grid-template-columns:1fr;gap:30px;padding-block:0 65px}.story-origin h2{font-size:47px}.story-body p{font-size:14px;line-height:1.85}.story-body p.eyebrow{font-size:8px}.story-body p.story-turn{font-size:29px;margin-top:25px}.story-milestone .milestone-copy>p:not(.eyebrow){font-size:14px}.story-community{grid-template-columns:1fr;gap:40px;padding-block:65px}.story-community figure{order:2}.story-community-image{aspect-ratio:4/3}.story-community h2{font-size:47px;margin-bottom:25px}.story-community figcaption{font-size:9px}.story-family-section{padding-block:65px}.story-family-section .about-family{gap:35px}.story-family-section .about-family h2{font-size:47px}.story-family-section .about-family>figure>img{max-height:none;aspect-ratio:680/913}.story-body p.story-promise{font-size:29px}.story-family-section .about-family figcaption{font-size:9px}}
@media(max-width:700px){.story-family-section .about-family>figure>img{aspect-ratio:auto;object-fit:contain}}

/* Expanded editorial pages: existing brand, type and spacing extended. */
.program-chips a{display:inline-flex;align-items:center;padding:10px 19px;border:1px solid var(--line);border-radius:2px;font-size:11px;color:var(--blue);transition:border-color .2s,background .2s}.program-chips a:hover{background:var(--paper);border-color:var(--blue)}.programs>a{font-size:11px;color:var(--blue)}
.editorial-intro{padding-top:40px;padding-bottom:75px}.breadcrumbs{display:flex;align-items:center;gap:12px;flex-wrap:wrap;font-size:10px;color:var(--muted);margin-bottom:65px}.breadcrumbs a:hover{color:var(--blue)}.editorial-hero{padding-block:0 15px}.editorial-hero.with-photo{display:grid;grid-template-columns:1.35fr .65fr;align-items:center;gap:60px}.editorial-hero h1{font-size:clamp(64px,6.4vw,102px);max-width:1000px}.editorial-hero .eyebrow{margin-bottom:30px}.editorial-deck{font-size:16px;line-height:1.8;max-width:660px;margin-top:30px;color:var(--muted)}.editorial-hero .hero-actions{flex-wrap:wrap;gap:20px}.editorial-photo{margin:0;height:460px;overflow:hidden;background:var(--paper)}.editorial-photo img{height:100%;width:100%;object-fit:cover;object-position:70% center}.editorial-content{display:grid;grid-template-columns:260px minmax(0,740px);justify-content:space-between;gap:80px;padding-top:75px;padding-bottom:70px;border-top:1px solid var(--line)}.article-aside{align-self:start;position:sticky;top:40px}.article-aside nav{display:flex;flex-direction:column;gap:17px;margin-bottom:35px}.article-aside nav a{font-size:12px;line-height:1.6;color:var(--muted);padding-left:14px;border-left:1px solid var(--line)}.article-aside nav a:hover{color:var(--blue);border-color:var(--blue)}.article-aside>.fineprint{border-top:1px solid var(--line);padding-top:22px}.article-aside>.fineprint a{color:var(--blue)}.editorial-article>section{margin-bottom:65px;scroll-margin-top:35px}.editorial-article h2{font-size:clamp(39px,3.7vw,56px);margin-bottom:28px;line-height:1.05}.editorial-article p{font-size:15px;line-height:1.9;color:var(--muted)}.editorial-article p.eyebrow{font-size:10px;color:var(--blue);line-height:1.5;margin-bottom:20px}.article-faq{padding-top:35px;border-top:1px solid var(--line)}.article-faq .faq{margin-top:36px}.article-faq .faq details p{font-size:14px}.article-sources{padding:27px 0;border-top:1px solid var(--line)}.article-sources ul{padding-left:17px;font-size:12px;color:var(--blue);line-height:2;margin-bottom:25px}.article-sources p.fineprint{font-size:11px;line-height:1.8}.related-pages{padding-bottom:100px}.related-pages>h2,.hub-section>h2{margin-bottom:45px}.editorial-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 38px}.editorial-link{padding:30px 0 32px;border-top:1px solid var(--line);display:flex;flex-direction:column;align-items:start;transition:color .2s}.editorial-link .eyebrow{font-size:9px;margin-bottom:24px}.editorial-link h3{font-family:var(--serif);font-size:37px;line-height:1.06;letter-spacing:-.025em;margin-bottom:20px}.editorial-link p{font-size:13px;color:var(--muted);line-height:1.85}.editorial-link>.text-link{margin-top:auto}.editorial-link:hover h3{color:var(--blue)}.hub-section{padding-bottom:75px}.hub-section .editorial-links:has(>.editorial-link:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.editorial-cta{padding:90px 0;background:var(--blue);color:white}.editorial-cta h2{margin-bottom:34px;font-size:clamp(65px,6vw,95px)}.editorial-cta h2 em{color:var(--stone)}.editorial-cta .button{background:white;color:var(--blue);margin-right:28px}.editorial-cta .button:hover{background:var(--stone)}.calculator-guide{display:grid;grid-template-columns:1fr 1fr;gap:90px;padding-block:100px}.calculator-guide h2{font-size:clamp(45px,4.5vw,67px)}.process-grid{padding-block:25px 100px;row-gap:55px}.contact-layout{display:grid;grid-template-columns:1.5fr 1fr;gap:95px;padding-bottom:100px}.contact-layout h2{font-size:clamp(37px,4.8vw,70px);color:var(--blue)}.contact-layout .fineprint{margin-top:24px;max-width:500px}.contact-note{padding:38px;background:var(--paper);align-self:start}.contact-note>p:not(.eyebrow):not(.fineprint){font-family:var(--serif);font-size:31px;line-height:1.3}
@media(max-width:1050px){.editorial-hero.with-photo{gap:35px;grid-template-columns:1.25fr .75fr}.editorial-hero h1{font-size:72px}.editorial-photo{height:390px}.editorial-content{grid-template-columns:210px minmax(0,1fr);gap:45px}.editorial-links{gap:0 25px}.editorial-link h3{font-size:32px}}
@media(max-width:700px){.editorial-intro{padding-top:25px;padding-bottom:55px}.breadcrumbs{font-size:9px;gap:8px;margin-bottom:40px}.editorial-hero.with-photo{grid-template-columns:1fr;gap:40px}.editorial-hero h1{font-size:clamp(48px,12vw,65px)}.editorial-hero .eyebrow{font-size:8px;margin-bottom:23px}.editorial-deck{font-size:14px;margin-top:24px;line-height:1.85}.editorial-hero .hero-actions{gap:12px 24px}.editorial-photo{height:230px}.editorial-photo img{object-position:60% center}.editorial-content{grid-template-columns:1fr;gap:45px;padding-block:40px}.article-aside{position:static}.article-aside nav{gap:13px}.article-aside>.fineprint{font-size:10px}.editorial-article>section{margin-bottom:48px}.editorial-article h2{font-size:40px}.editorial-article p{font-size:14px;line-height:1.9}.editorial-article p.eyebrow{font-size:8px}.editorial-links,.hub-section .editorial-links:has(>.editorial-link:nth-child(2):last-child){grid-template-columns:1fr}.editorial-link{padding:25px 0}.editorial-link h3{font-size:36px}.editorial-link p{font-size:14px}.editorial-link .eyebrow{margin-bottom:16px}.related-pages{padding-bottom:65px}.related-pages>h2,.hub-section>h2{margin-bottom:32px}.hub-section{padding-bottom:45px}.editorial-cta{padding-block:65px}.editorial-cta h2{font-size:61px}.editorial-cta .button{margin-right:20px}.editorial-cta .text-link{margin-top:18px}.calculator-guide{grid-template-columns:1fr;gap:30px;padding-block:65px}.process-grid{padding-block:0 65px;row-gap:35px}.contact-layout{grid-template-columns:1fr;gap:40px;padding-bottom:65px}.contact-layout h2{font-size:42px}.contact-note{padding:28px}.program-chips a{min-height:44px}}

/* Refinement pass: quieter hierarchy and purposeful comparisons. */
.article-label{font-size:12px;font-weight:700;color:var(--ink);margin-bottom:18px}.editorial-photo.interior img{object-position:57% center}.quote-grid figure:not(.quote-feature) blockquote{max-width:none}.quote-grid blockquote{font-size:clamp(32px,3vw,40px)}.final-support{max-width:560px;margin:0 auto 30px;font-size:14px;line-height:1.8;color:#f0f1f3}.final-copy:has(.final-support) h2{margin-bottom:25px}.faq a:not(.text-link){color:var(--blue);text-decoration:underline;text-underline-offset:3px}.text-link:hover{color:#00488e}.text-link.light:hover{color:var(--stone)}.loan-comparison{margin:30px 0 10px}.loan-comparison table{width:100%;border-collapse:collapse;text-align:left;font-size:12px;line-height:1.7}.loan-comparison caption{text-align:left;font-weight:700;color:var(--ink);padding:0 0 16px;font-size:13px}.loan-comparison th,.loan-comparison td{padding:18px 16px;vertical-align:top;border-bottom:1px solid var(--line);overflow-wrap:break-word}.loan-comparison thead{background:var(--paper);font-size:11px}.loan-comparison tbody th{font-weight:700;color:var(--blue);width:23%}.loan-comparison td{color:var(--muted)}.comparison-section{padding-bottom:100px}.comparison-disclosure{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-bottom:0}.comparison-disclosure summary{display:flex;justify-content:space-between;align-items:center;gap:24px;min-height:90px;font-family:var(--serif);font-size:38px;letter-spacing:-.02em;list-style:none;cursor:pointer}.comparison-disclosure summary::-webkit-details-marker{display:none}.comparison-disclosure summary span{font-family:var(--sans);font-size:24px;color:var(--blue)}.comparison-disclosure[open]{padding-bottom:25px}.comparison-disclosure[open] summary span{transform:rotate(45deg)}.comparison-disclosure>p{font-size:14px;max-width:700px;margin-top:15px}.comparison-disclosure .loan-comparison{margin-top:24px}
@media(max-width:700px){.hero-actions .text-link{font-size:12px;min-height:44px}.hero-copy{padding-bottom:105px}.hero{min-height:820px;max-height:none;height:auto}.hero-copy .hero-actions{position:relative;z-index:1}.hero-bottom{bottom:28px}.hero-description{max-width:330px}.approach .approach-grid article{display:block}.approach .approach-grid h3{margin-bottom:14px}.quote-grid blockquote{font-size:35px}.final-support{font-size:14px;max-width:310px;margin-bottom:27px}.article-aside nav{margin-bottom:24px}.loan-comparison thead{position:absolute;clip:rect(0,0,0,0);clip-path:inset(50%);height:1px;width:1px;overflow:hidden;white-space:nowrap}.loan-comparison table,.loan-comparison tbody,.loan-comparison tr{display:block}.loan-comparison tbody th,.loan-comparison td{display:block;width:100%;padding:12px 14px;border:0}.loan-comparison tbody th{background:var(--paper);font-size:14px}.loan-comparison td{font-size:13px}.loan-comparison td:before{content:attr(data-label);display:block;font-size:11px;font-weight:700;color:var(--ink);margin-bottom:4px}.loan-comparison tr{border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:17px}.comparison-section{padding-bottom:65px}.comparison-disclosure summary{font-size:31px;min-height:85px;line-height:1.1}.editorial-content{gap:35px}.editorial-hero .hero-actions{flex-direction:column}.final-copy{padding-bottom:85px}}
@media(max-width:380px){.hero{min-height:830px}.hero-copy{padding-top:135px;padding-bottom:100px}.hero h1{font-size:59px}.hero-copy .eyebrow{margin-bottom:23px}.hero-description{font-size:14px}}
.reveal:focus-within{opacity:1;transform:none;transition:none}
@media(max-width:700px){.footer-legal{font-size:11px;line-height:1.8}.footer-links{font-size:11px}.footer-links a{min-height:32px;display:flex;align-items:center}.calc-inputs>.fineprint,.calc-result>.fineprint,.loans>.fineprint,.testimonials>.fineprint{font-size:11px}}

/* Ryan's supplied portrait: keep the photograph intact in a restrained frame. */
.story-photo.portrait-frame{display:flex;flex-direction:column;justify-content:center;align-items:center;min-height:600px;max-height:none;padding:44px;background:#efede7;overflow:visible}.story-photo.portrait-frame img{width:300px;max-width:100%;height:auto;object-fit:contain;border:8px solid white;outline:1px solid #d5cec3;border-radius:2px;box-shadow:0 16px 40px #1819210d}.portrait-frame .image-caption{position:static;margin-top:20px;font-size:9px;text-align:center;letter-spacing:.12em}
@media(max-width:700px){.story-photo.portrait-frame{height:auto;min-height:0;padding:38px 25px 32px}.story-photo.portrait-frame img{width:230px}.portrait-frame .image-caption{font-size:8px;margin-top:18px}}