How Can We Help You?
While the luxury housing market in St. Louis is booming, stop in to see The Home Loan Expert to make your next big investment in the home of your dreams. If you’re looking to make a big splash in the market by purchasing one of the cutting-edge luxury homes St. Louis has to offer, we have the perfect financing option for you – the JUMBO Loan! The Jumbo Loan is just that, Jumbo! This high-dollar loan currently has a minimum loan limit of $453,100. At The Home Loan Expert we offer the Jumbo Loan to prospective buyers and refinancers who expect simplicity and delivery. The Jumbo Loan will do just that! Our extensive expertise and understanding of the St. Louis housing market is not something many lenders share. When applying for such a large loan, it is imperative the agent you’re working with understands the concerns that come along with such an undertaking. Let us walk you through the basics of the Jumbo Loan so you can decide if it’s the right choice for you.
With a Jumbo Loan:
- You can qualify for up to a $2,000,000 loan and higher in certain circumstances
- You can have an initial down payment as low as 10% – 15%
- You will have one month without a mortgage payment
When applying for a Jumbo Loan, there are options with no PMI, fixed and adjustable rate options, and purchase, rate and term refinance. There are even cash out refinance options available as well!Our ultimate goal is to prove to you just how easy it is to apply for the Jumbo Loan, get preapproved, close out your loan, and find yourself relaxing and enjoying your new luxury home in the heart of St. Louis, Missouri.
We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment, to shorten the term of your loan, or to get rid of PMI. When interest rates are incredibly low, you can do all three at the same time!
So if you are even thinking about buying a home or refinancing your current one, call The Home Loan Expert office today. We service homeowners in St. Louis, Kansas City, Springfield, Columbia, Independence, Lee’s Summit, Joplin, St. Joseph, Blue Springs, Jefferson City, Cape Girardeau, Liberty, Rolla, and every other city in Missouri.
Our Missouri office is located at:
1600 South Brentwood Blvd
Brentwood, MO, 63144
Or you can always call (314) 781-9700 or apply online at www.thehomeloanexpert.com.
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
SELECT A SPECIALTY LOAN
Don’t feel like driving?
That’s fine! We’ll come to you!
You may have seen, but mortgage rates are about as low as they can get right now. You can buy…
Everything needs a checkup from time to time. You have to go into the doctor for a health checkup. Your…
Teachers are an underappreciated group. They are responsible for making sure that our children learn proper grammar, how to spell,…