Rate and Term Mortgage Refinances to Shorten Your Loan

If you have a 30-year mortgage at a higher rate than you want to be paying, now is the time to cut that rate down to size and refinance with a Rate and Term Refinance.  You can save on your interest payments and start paying on the principal faster, sometimes without even raising your monthly payments!

The incredibly low-interest rates on mortgages have allowed us to offer things that were pipe dreams a few months ago. 

Homeowners can now take advantage of lower rates and higher home values to shorten their loan, saving thousands of dollars over the course of their loan. 

So why use us for your Rate and Term Refinance?  We offer loan options the day you call in on FHA, Conventional, Val USDA and Jumbo loans, with competitive fixed and adjustable rates.  You can also find options without PMI, and without an appraisal. 

We also do in-house underwriting and make our own credit decisions for incredibly fast turn times.  As an A+ BBB company, we give top-notch customer service that no other mortgage company can match.

The best part of a Rate and Term Refinance?  With every refinance, borrowers can take two months off from making payments on their loan and put that money back in their pockets.  What would you do with two months off from your mortgage, especially in times like this?

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555.  You can always apply online with our 5-Minute Loan Approval at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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