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Put a New Mortgage Under Your Tree

Many homeowners are paying way too much for their homes.  Whether they are still laboring under a higher-interest loan from a decade ago or they have improved their credit since their purchase, there is a lot of money out there to refinance homes and save money.  Put a new mortgage under your tree this holiday season and save money with a refinance!

Today’s low mortgage rates are saving homeowners hundreds of dollars per month on their mortgage payments.  That’s a car payment, a vacation, emergency funds for your kids, or Christmas spending.  A refinance can put cash back in your possession in a lot of ways, from a Cash Out Refinance where we use the equity in your home to give you cash out, to lowering your monthly payment, where you save monthly, to shortening your loan commitment, which saves you money in the long run and makes you a homeowner faster.

Then you can use that money however you want.  If you are waiting on your mortgage, you may be waiting too long.  These rates will not last forever. When they do shoot back up, you want to be locked into your low interest rate so you know that you are saving money.  Imagine the relief every month when you are paying a low monthly amount while new homeowners and new mortgages are paying what the market changes to.

It’s also an opportunity to get out from under an ARM, or adjustable Rate Mortgage.  Don’t wait for that ARM to flex on you and have your rate jump.  You’ve gambled on it, don’t let it ride into 2018.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656.  You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

 

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