New Year New Mortgage

With 2020 coming next week, it’s a great time to examine your living situation.  Are you paying too much for rent?  Do you have a lot of equity in your home?  Are you sitting on a ton of high-interest debt, from credit cards or student loans?  A new home mortgage loan can solve a lot of these problems for you!

With mortgage interest rates near historic lows, there has never been a better time to purchase or refinance a home.  You are almost certain to save money and build wealth by getting the best loan you can right now.

Buying a home is the American dream, and it’s rarely been more affordable than it is right now.  With programs like the FHA Loan, VA Loan, and USDA Loan, most homebuyers who didn’t think they would be able to purchase a home have access to the market now.

FHA loans offer everyone a chance to buy a home with only 3.5% down.  For those that can’t save up a 20% down payment, this can help them buy that first house and start to build equity.

USDA and VA Loans allow qualified applicants to purchase homes with zero money down.  If you qualify for either of those loans, it’s likely the best loan for you to use.

If you already own a home, you can use the equity in the house for a cash-out refinance, taking the equity that you have built and using it to pay off credit cards or other high-interest debts.  Folding these debts into a lower-interest home loan makes paying them off easier and eases the stress of making multiple payments to different places.

In 2020, there are a lot of different ways for you to change your life with a mortgage.  All you have to do is apply with our 5-minute mortgage loan approval.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555.  You can always apply online with our 5-Minute Loan Approval at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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