An Iowa Mortgage Company

Iowa is always listed in the top five most affordable places to live in the United States. Full of idyllic small towns and rolling farmland, Iowa is a beautiful state to call home. The mortgages being offered in Iowa are some of the most competitive in the nation, but if you are a veteran, first responder, or teacher, you may qualify for even lower rates.

Buying a Home in Iowa

The real estate prices in Iowa continue to rise due to supply and demand. Estimates show that housing prices in Iowa have risen 11.1% from 2020. Even though the cost of homeownership in Iowa is on the rise, you can still purchase a home in Iowa for considerably less than the national average.

According to Zillow, the median price for a home in Iowa is $174,916, considerably less than its neighbor, Wisconsin. Even though that is up 11.1% from the previous year, it is still much cheaper than many other places in the country. The median price for a home in Oregon is $479,135. The median home price in Utah is almost $505,789. The point being is that 11.1% up from a price that was already very inexpensive shouldn’t put much of a hindrance in your way to owning a home in Iowa. 

Refinancing in Iowa

There are countless benefits to refinancing your home loan. Ridding yourself of PMI, lowering interest rates, consolidating debt, and funding home renovations are just some of the many reasons people choose to refinance their mortgages. 

Mortgage Calculator: Iowa

Mortgage calculators can help determine your mortgage payment and break down that payment into individual expenses such as taxes, insurance, and HOA fees. Calculate your monthly mortgage payment for a home in Iowa by inputting your loan term, home price, and down payment into the corresponding box on the mortgage calculator.

In addition to the mortgage calculator, we offer a loan comparison calculator, rent vs. buy calculator, and refinance calculator among others. Our goal is to provide clients with a full suite of tools so that they may make the most informed decision possible about their home loans. 

Best Mortgages in Iowa

ARM (adjustable rate mortgages), government-insured mortgages (FHA, VA, and USDA-backed mortgages), fixed-rate mortgages, and conventional mortgages are all available to Iowa residents through The Home Loan Expert. If you aren’t sure which of these or other available loans is best for you, then check out a full list of home loan options available to those in Iowa.

The Home Loan Expert

The Home Loan Expert offers Iowa residents the most competitive mortgage rates in the state. We serve the people of Iowa in Des Moines, Iowa City, Cedar Rapids, Davenport, Ames, Dubuque, Sioux City, and many other cities.

The Home Loan Expert has decades of experience in the mortgage industry. We have expanded to 18 states. We look forward to helping you finance your dream home in Iowa.

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