Let Your Mortgage Company Help You Buy a House

Your mortgage company has a lot of ways to help you.  We are really your best resource when it comes to making your home purchase, because we know everything about buying a home.  We are there from the start, making sure that you get through every step of the home buying process.  Let your mortgage company help you buy a house by doing these three things.

Get pre-approved

If you get pre-approved for your mortgage, you have the power to buy.  We can get you a pre-approval the same day to get you ready to make an offer to purchase your home.  This is like having gold in your pocket.  You become a serious buyer with actual negotiating power  Don’t go into your home buying process without a pre-approval, since you can’t offer seriously without it.

If you are not pre-approved, we can help

We can help you by showing you what you need to do in order to get pre-approved.  We’ll tell you what steps to take, what hoops to jump through, who to call, and how to fix your credit to get yourself approved.  We can’t do it for you but we are happy to point you in the right direction and get you qualified the right way.  We don’t want you to ever buy a home that you can’t afford, we want you to qualify for the home you buy and then buy it.

We can help your credit score

Listen, we understand.  You may have credit issues, you may have been denied for a loan, you may have credit card bills piled up, you may have missed payments.  You also could have been the victim of identity theft or hacking, and your bad credit isn’t your fault.  Either way, we can help.  We can give you a push in the right direction and show you who to call to rebuild your credit.  In fact, here’s who to call.

  • Equifax: Call 800-349-9960
  • Experian: Call 888‑397‑3742
  • TransUnion: Call 888-909-8872

You can get your credit reports from these guys and check for issues that may be hurting you.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656.  You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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