How Much Home You Should Buy

When you are purchasing a home, there are a lot of decisions to make.  You have to find the best mix of location, price, and size to fit your life.  You have to weigh all of these factors together to buy the perfect home for you and your family.  Let’s look at the last of these aspects to figure out how much home you should buy.

Looking at just size, your home should have enough room for your family with room to grow and live.  You want to try to find a home with enough space for your needs.  Do you want a home office or a man cave, or do your kids need their own rooms?  Do you want to be able to put in areas in the backyard for entertaining, or have a large front yard for landscaping?  Do you want to be able to put in a pool later?  Plan ahead if this is going to be your home for a long time.  Don’t buy too small, or you may find yourself butting heads with your family on space as they grow.

However, too big comes with other problems.  Do you have an aversion to repair work?  More rooms mean more places for things to break.  It also means more money. You will pay more for a larger home than you will a smaller one, of course.  Never buy all the way up to what you can afford.  Leave yourself some wiggle room in the budget for emergencies.

You can look for a home that FEELS more spacious and helps with space issues.  A finished basement, open floor plan or vaulted ceilings can make a smaller home feel like it is spacious.  You can also work on a less-than-ideal home and make it the home that you want.  Putting in outdoor features like a covered deck or patio can expand your living space out as well.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656.  You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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