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Birmingham AL Jumbo Home Loans & Mortgages

The Home Loan Expert has some news for the people of Birmingham – are you ready to live your life in luxury? Stop in to your Birmingham office and speak to The Home Loan Expert about applying for a Jumbo Loan to purchase or refinance the home of your dreams. We know how stressful searching for a forever home can be, so we at The Home Loan Expert are here to make your experience pain-free, stress-free, and headache-free. We know what you’re thinking, “A Jumbo Loan? That certainly sounds stressful.” Don’t be misled! Our Jumbo Loan may provide you the money necessary to break out into the luxury housing market, but our agents will help you navigate the waters to be sure you don’t come out with a jumbo headache!

What is a Jumbo Loan?

A Jumbo Loan is essentially a very large loan meant for large housing purchases or refinances. This is not a loan for a first-time starter homebuyer; this is a loan for someone looking to make a splash.

With a Jumbo Loan:

  • You can qualify for up to a $2,000,000 loan and higher in certain circumstances
  • You can have an initial down payment as low as 10% – 15%
  • You will have one month without a mortgage payment
  • You have options with no PMI
  • You have options for fixed and adjustable rates
  • You can refinance terms, purchase costs, and rates
  • You can even cash out refinance

Trust us, the Jumbo Loan will provide you with the opportunity to live big in one of the most exciting cities in the southern United States. Don’t forget, we will be there with you every step of the way until you turn the key and open the door to your new luxury home in Birmingham!

How can The Home Loan Expert help me?

Remember, not all lenders have the same rates and costs! We at The Home Loan Expert offer experience and expertise in the Birmingham housing market that is unmatched by other local lenders. Not only can we provide you with a painless process, we will provide you with the speed, service, and security that you look for when working with any vendor, but don’t always receive. Our one-on-one approach to customer service is something we take pride in. We want to be certain that you understand all of your options before you make the call. We want you to leave our office confident that you made the right choice to work with The Home Loan Expert and comfort in knowing that your new Jumbo Loan was the perfect choice! Stop by our Birmingham office today and speak with The Home Loan Expert!

For more information, contact us today!

WHY CHOOSE

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

SELECT A SPECIALTY LOAN

CONVENTIONAL
Best Loan Conditions for Ideal Situations
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DEBT CONSOLIDATION
Pay Off High Interest Debt
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FHA
Flexible Loan Qualification Guidelines With Attractive Rates
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HARP
Refinance Without An Appraisal
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JUMBO LOAN
Work With A Trusted Lender On High-Dollar Loans
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VA HERO.LOAN
Zero Down Payment Specialty Loan For Veterans and active Military
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BANK STATEMENT MORTGAGE
Loans For Self-Employed and Business Owners
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More Info
Find The Best Loan For You
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Speak with an expert:
(800) 991-6494
Speak with an expert:

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