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Birmingham AL Home Loans & Mortgages

As TheHomeLoanExpert.com continued our southern expansion into Alabama, we needed a place to call home. We figured why not somewhere in the middle of all the action. We set up shop in Birmingham. Birmingham was also a good choice because we have an office divided between Bama Fans and Auburn Fans. By selecting Birmingham as our home base, Ryan Kelley was playing favorites.

Alabama is our newest market, but it is off to a great start. The people of Alabama are some of the friendliest and most welcoming folks we have met yet. Every time we turn around we are getting another referral from a past client in Birmingham or a post on our social media from someone we helped buy the home of their dreams. What a great compliment. It’s a really good sign that we are treating people right and the people of Birmingham are appreciating our hard work. It’s pretty simple honestly. We get our client’s low rates, top notch customer service and the best loans available. Not only that, we come directly to your home or office for the loan application and closing. It doesn’t get much easier than that.

If you haven’t heard our commercials on Outkick the Coverage with Clay Travis or 94.5 JOX, you certainly will in the very near future. We came to Birmingham and we are here to stay. TheHomeLoanExpert.com has made its way down south.

If you are looking to purchase or refinance a home in Birmingham, there is only one lender to call, The Home Loan Expert.

  • Let us come to you at your Birmingham home or office
  • Make the call 7 days a week, 7 a.m. to 10 p.m. and talk to a real person
  • Servicemembers can use Hero.Loan, our newest VA product, to save time and money
  • You will rave about our customer service
  • We serve the community, giving back over $100,000 last year alone
  • Your time and money are valuable, use a direct-endorsed FHA lender like us to save both
  • Get your pre-approval back the day you call us
  • Finalize your loan and close in as few as 30 days

If Birmingham residents want a refinance or to purchase a new home, you will get the best deal and the highest quality service on FHA, HARP, VA, USDA, Jumbo, and Conventional loans.

We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment, or to shorten the term of your loan, or to get rid of PMI. When interest rates are incredibly low, you can do all three at the same time!

So, if you are even thinking about buying a home or refinancing your current one in Birmingham, call The Home Loan Expert office today. We service every homeowner in Alabama’s biggest city, in Hoover, Vestavia Hills, Alabaster, Bessemer, Homewood, Pelham, Trussville, Mountain Brook, Helena, Center Point, and any town in the Birmingham-Hoover Metropolitan area. We love to come see our clients, from Barber Motorsports Museum to the McWane Science Center, we will sit down face-to- face with you and help you understand your options.

Call us in Birmingham at (800) 991-6494 7 days a week, even Saturday and Sunday, from 7a.m. to 10p.m. You can also visit www.thehomeloanexpert.com to apply online at any time.


Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.


Best Loan Conditions for Ideal Situations
Pay Off High Interest Debt
Flexible Loan Qualification Guidelines With Attractive Rates
Refinance Without An Appraisal
Work With A Trusted Lender On High-Dollar Loans
Zero Down Payment Specialty Loan For Veterans and active Military
Loans For Self-Employed and Business Owners
More Info
Find The Best Loan For You

Speak with an expert:
(800) 991-6494
Speak with an expert:

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Call Us! (800) 991-6494.