Mortgage interest rates are low, home values are rising, and there’s never been a better time to refinance your home. Knowing that interest rates are a fickle beast, we know that they can change at the drop of a hat, or at the whims of market forces and government regulations. When they are this low, you have to jump on the opportunity. Many people will wait too long. They will see a trend and assume that it’s permanent. “Well, interest rates are low, they’ll stay low,” they say. Unfortunately, they won’t. We would love to give everyone that walks through the door a rate in the 2’s, forever. The market is constantly adjusting to outside forces. Banks and the government’s decisions way on the market everyday and eventually those decisions may lead to higher interest rates.
If you want to consolidate debts, this is a terrific opportunity. Since home values have risen, use what you’ve paid into your home to turn your high-interest debts into one low-interest payment. We even write the checks to your creditors for you! Wouldn’t it be easier to write one check every month, and pay less, than to keep struggling with those predatory credit card interest rates.
If you’re stuck in an ARM, this is the time to get out. While you’re paying this awesome low rate, it won’t last. An ARM, or Adjustable Rate Mortgage, changes according to the market. When you lock in a mortgage with The Home Loan Expert, you will know what your payment will be month-to-month, and you can plan on your budget.
FHA Loans, or loans guaranteed by the Federal Housing Authority, are a great way to refinance if you don’t have a lot of money in your home yet, but want to get these low rates. If you’re a Veteran or married to one, a VA Loan disbursement can save you thousands of dollars as well.
Call us today to make sure that you get the lowest rates and the most money out of your home. With interest rates at all-time lows, and the housing market booming, it’s the time to take advantage. You need to make your move soon if you want to buy a home and get these awesome low rates. The Home Loan Expert Team is available to take your application and give you options. We can refinance in less than two weeks, and get you the money you need to make your home the one you love this year. Take advantage of lower mortgage rates and rising home costs to improve your home and increase its value at the same time. Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-6438, Indianapolis at (317) 550-1515 and Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?