apply online btnAPPLY ONLINE, fast and easy and we will contact you with your options! CLICK HERE!

apply online btnAPPLY ONLINE! CLICK HERE!


About Us

Ryan KelleyNMLS #-319181

Ryan Kelley-5761

The Home Loan Expert

With over a decade of experience in the lending industry, Ryan has mastered the lending process from beginning to end. He started with NewCastle Home Loans as a Loan Officer working out of his basement, Ryan has helped grow the company to what you see today. Ryan is on track to place in the Top 25 nationwide loan officers on the Scotsman Guides “Top Loan Originator of the Year” for 2013. Ryan loves what he does and wouldn’t trade it for anything!

On a personal note, Ryan is a sports fan and follows all teams. Ryan is married to Tracy, and together they have two wonderful kids, Addison and Jack. They love spending time together and barbequing with friends on the weekends. Ryan splits his time between our St. Louis and Chicago offices.

Kyle MelvinNMLS #-27726


Operations Manager

Kyle can best be described as the “Behind the Scenes Guy” at NewCastle. He invests hours each day studying loan guidelines and investor guides to ensure each client receives the best home loan possible for their unique situation. Since Kyle started in the home loan business in 2003 with Washington Mutual Wholesale, he has held every imaginable position within the lending business. By working with multiple Mortgage companies, from Wells Fargo to CreveCor Mortgage, Kyle can virtually guarantee he will get you the best mortgage possible for YOU. Kyle joined Ryan at NewCastle in 2009.

Kyle received his Bachelors of Science in Business Administration concentrating in Finance from the University of Missouri – St. Louis in 2002. He lives in Rock Hill with his girlfriend Alexis and their dachshund, Dudley.

Heather Sherry

Heather Sherry

Loan Coordinator

Heather has been an Administrative Assistant for 9 years. Heather joined the team at NewCastle in January 2012 and loves all that she has learned about the mortgage business. Heather enjoys meeting and working with new people, and her position within NewCastle allows her to do just that on a daily basis.

Heather is married, and she and her husband Keith have twin daughters, Madison and Abigail. Heather loves sports, Barney’s BBQ, bowling, and having fun with friends and family.

Katie Donahue

Katie Donahue

Office Administrator

Katie brings 9 years of extensive mortgage banking experience with her to NewCastle. Most recently managing post-closing and investor relations with a large Midwest mortgage banker. She recently started as the Office Administrator and is excited to be a part of the Home Loan Expert team. We are happy to have her and look forward to a long tenure with us. Katie was born and raised in St. Louis. She loves going to Cardinal games and being with her friends and family.

Monte GibbsNMLS #-958941

monte g

Loan Officer

Monte’s favorite part about working in the mortgage business is hearing people’s stories and being able to help them out. It’s this reason that he’s found such a great home here at NewCastle.

Monte grew up in St. Louis and attended John F. Kennedy Catholic High School, where he was an All-State Baseball Player along with playing football. After high school, Monte attended Westminster College where he continued to play baseball. Monte is a huge baseball fan but likes football and golf as well. Monte recently got engaged and enjoys spending his weekends fishing at the Lake of the Ozarks.

Kyle KijowskiNMLS #1082008

Kyle K

Loan Officer

Kyle is a Licensed Mortgage Loan Originator and he joined the NewCastle staff February of 2013. Before taking the mortgage industry by storm, he excelled in Radio and Media Sales for 3 years at Emmis Communications. Kyle’s past positions and experience bring a strong sales and marketing background to the team.

Kyle has played hockey his whole life. He attended St. John Vianney High School and continued his education at University of Missouri, Columbia where he graduated top of his class with a Marketing Degree.

Brian McGovernNMLS #1082009


Loan Officer

Brian started working for Newcastle in 2013 and is a licensed Loan Originator. Upon completing high school, Brian attended the University of Missouri, Columbia. Brian received his degree in Business Administration with a minor in Psychology.

Brian and his wife, Danielle, like to spend their weekends in the Soulard area, hiking various parks, and going to concerts, sporting events, and the Lake. What excites Brian the most each day is being able to work in an environment where he can meet new people and see his hard work pay off through the solutions he provides. Add to that the great team Brian works with and the fun environment at NewCastle, and it’s no wonder why Brian is a part of this team.

Tony Welsch

Tony Welsch

Senior Account Representative

Tony is an avid numbers guy, loves using his knowledge of computers and math every day and applying it to his position at NewCastle. Tony attended St. John Vianney High School. He then went on to study Interactive Media Design at the University of Advancing Technology in Arizona.

Tony is married to a wonderful woman named Jenny, and they have one awesome kid. In his free time Tony loves baseball and enjoys playing a variety of video games.

Ryan Scherff


Account representative

Known affectionately as “The Other Ryan”, Ryan Scherff brings over 9 years operations experience with him to NewCastle. Interestingly, Ryan was first a client of NewCastle before joining the team. Ryan grew up in the St. Louis Area but on the other side of the river in Bethalto, Illinois. He attended Webster University where he received his Bachelor’s Degree in Media Communications.

For the last 6 years or so, you may have caught Ryan wearing his orange and blue at the University of Illinois Fighting Illini home football games; Ryan truly bleeds orange!

newcastlhomeloansIn 2003, our Team set out to build the best mortgage company in the business by providing superior solutions with unmatched service, which in turn would provide lifetime customers and their referrals. We’ve successfully integrated the most inventive practices from both big banks and smaller mortgage shops. As a result, NewCastle brings you a wide range of mortgage products with the lowest interest rates and a streamlined, simplified loan process.

Unlike a typical bank, NewCastle doesn’t have the layers of corporate bureaucracy that weigh down the loan process. In fact, we’ve streamlined our process from application to closing by investing in state-of-the-art technology, training and product development yielding high productivity, fast closings, and most importantly, satisfied customers.

bottom image


Read More Testimonials

  • "I remember the day your postcard came in the mail. I found myself looking down at a guy in a bathtub of credit cards and thought that's a funny pun. I gave the number on the card a call and right away got Ryan on the phone telling me it was him in the bathtub! I was amazed that he had the gumption to do such a thing and was very curious what he was going to offer me. Low and behold he was going to be the guy to seriously help me and my life get back in order with a light at the end of the tunnel.

    Ryan helped me refinance my home with a much lower payment, all the while personally helping me address my credit card debt as well as a large lawsuit I was going through. Works aren't enough to thank you. I now have the ability to start the process of finishing my basement, take time to visit family on vacation and even update my wardrobe.

    All the best wishes to you and your family. I know you will always do well because of your character. God bless you Ryan. "


  • "Thanks to Ryan and his first class team we refinanced quickly and at a great rate. I was truely impressed how quick and painless this was compared to past experiences with other lenders. His office staff was great to call on fridays to give us updates.

    This was a first for any mortgage co. WOW Ryan the exp. was great Thanks."

    Monte and Suzanne

  • "We just wanted to join everyone else in Thanking You very much for the outstanding service and attention to detail in refinancing our mortgage. You were able to lock us in at a much lower rate saving us major money each month which we now can use on other things. We have used you twice now and will keep coming back for our loans and refi's.

    You and your team make the process smooth and fast while still getting us the best deal and seeing it through to completion. Thanks again!"

    John and Carrie

  • "Very pleased to have had the opportunity to work with Ryan and his staff (2X's).  All worked out quickly and efficiently and with so much professionalism.  

    Any time I have the opportunity to recommend anyone a Home Loan expert, it will certainly be with New Castle Home Loans - Ryan Kelley."

    Mike and Sherrill

  • "Hi Ryan,
    I received your Superman card... and yes, you are our Superman! I remember when I saw the flyer for NewCastle loans, even though I was not having much luck with refinancing and was frustrated and wanted to give up after trying for two weeks, I decided that I will try one last time and called you. Now, whenever I pay my mortgage every month I think I am glad I made that call to you. So thank you very very much for working out this loan for us. I will surely recommend you to my friends when they are looking to buy a home or refinance.

    Thanks again SUPERMAN!"


  • "Thanks to Ryan and his first class team we refinanced quickly and at a great rate. I was truely impressed how quick and painless this was compared to past experiences with other lenders. His office staff was great to call on fridays to give us updates.

    This was a first for any mortgage co. WOW Ryan the exp. was great Thanks."

    Monte and Suzanne

ryan kelley heard 350 Logo White espn101logo 02 score-670-logo KPNT-IconBlack wmvp logo

Listen Live Ryan's Favorite Radio Stations

logo eho blackhud.lender.small1  cbbb-badge-horz

NewCastle Home Loans, LLC, St. Louis Office- 7777 Bonhomme Ave Suite 110 St. Louis, MO 63105
Chicago Office- 1700 W Cortland St #207 Chicago, IL 60622; Company NMLS #150580 - Ryan Kelley NMLS #319181
HUD Approved Lender 2074900006. Regulated by the U.S. Department of Housing and Urban Development, 451 7th Street S.W., Washington, DC 20410, (202) 708-1112
Illinois Residential Mortgage Licensee MB.6897. Regulated by the Illinois Division of Banking, 122 S. Michigan Avenue, #1900, Chicago, IL 60601, 312-793-3000
Iowa Mortgage Banker License # 2009-0006 | Indiana First Lien Mortgage Lending License # 17093 | Missouri Residential Mortgage Loan Broker License
Numbers # 13-1795 and #13-1795.1 | Michigan First Mortgage Broker/Lender License # FL0018475 and Second Mortgage Broker/Lender Registrant # SR008476 | Rhode Island Exempt Company Registration | Wisconsin Mortgage Banker License # 150580B

Built with HTML5 and CSS3. Design By HighLevelStudios
Copyright © 2013 Ryan Kelley - The Home Loan Expert